Market Today 18 Aug 2026
Credit cards

Compare Credit cards

bank nxt platinum credit card bank nxt
saib bank Platinum Credit Card saib bank
البنك التجاري الدولي-CIB CIB Platinum Mastercard Credit Card البنك التجاري الدولي-CIB
Mashreq Egypt Mashreq Platinum Mastercard Credit Card Mashreq Egypt 4.4
Card & limits
NetworkVisa Mastercard Mastercard Mastercard
TierPlatinum Platinum Platinum Platinum
ContactlessYes Yes Yes Yes
Apple PayNo No No No
Google PayNo Yes No No
Credit limitEGP 50,000 – EGP 1,000,000 EGP 50,000 – EGP 50,000,000 EGP 30,000 – EGP 500,000 EGP 30,000 – EGP 500,000
Purchase limit abroad (POS)EGP 384,000
Cash withdrawal limit abroadEGP 2,400
Interest & fees
Effective annual rate (APR)59.92% (3.99% /mo) 59.92% (3.99% /mo) 59.92% (3.99% /mo) 59.92% (3.99% /mo)
Nominal APR47.88% 47.88% 47.88% 47.88%
Grace period58 days Best58 days Best55 days 55 days
First year freeNo No No No
Annual feeEGP 700 EGP 600 BestEGP 700 EGP 650
Fee waivableNo No No No
Issuance feeEGP 700 EGP 600 BestEGP 700
Late payment feeEGP 150 EGP 150
Over-limit feeEGP 200 EGP 200
Supplementary card fee/yrEGP 250 EGP 400
Foreign txn fee 3%
Min payment (%)5% 5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective) 59.92% (3.99% /mo) 39.61% (2.82% /mo) Best
Cash advance APR (nominal) 47.88% 33.84% Best
Domestic cash advance feeEGP 60 7% (min EGP 70) EGP 40
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad 10% (min EGP 60) EGP 20
Rewards & benefits
Lounge accessYes Yes Yes Yes
InstallmentsYes Yes Yes Yes
Travel insuranceNo No No No
Purchase protectionYes Yes No No
CashbackNo No No No
Rewards pointsNo Yes Yes Yes
Rewards program Pay with Rewards
Points per EGP 0.9 1.5 Best
Signup bonus نقاط BONUS الترحيبية: 150,000 نقطة بقيمة 750 جنيه عند إنفاق 60,000 جنيه خلال أول 3 أشهر
Free lounge visits/yr 2
Installment months60 36
Eligibility
Min salary EGP 5,000
Min age21 21
Max age 65
Approved employerNo Yes No No
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