MIDBank Signature Visa Credit Card MID BANK | Visa Signature Credit Card SUEZ CANAL BANK | AAIB Signature Cashback Visa Credit Card Arab African International Bank | |
|---|---|---|---|
| Card & limits | |||
| Network | Visa | Visa | Visa |
| Tier | Signature | Signature | Signature |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 250 – EGP 1,250,000 | — | EGP 60,000 – EGP 1,500,000 |
| Purchase limit abroad (POS) | — | — | EGP 390,000 |
| Cash withdrawal limit abroad | — | — | EGP 10,000 |
| Monthly intl. online limit (from Egypt) | — | — | EGP 50,000 |
| Interest & fees | |||
| Effective annual rate (APR) | 56.45% (3.8% /mo) | 55.55% (3.75% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 45.6% | 45% Best | 48% |
| Installment interest | — | — | 95% |
| Grace period | 58 days Best | 57 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 0 Best | EGP 3,000 | EGP 1,500 |
| Fee waivable | No | No | No |
| Issuance fee | — | — | EGP 1,500 |
| Late payment fee | — | — | EGP 150 |
| Over-limit fee | — | — | EGP 150 |
| Supplementary card fee/yr | — | — | EGP 1,500 |
| Foreign txn fee | — | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | — | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | — | 48% |
| Domestic cash advance fee | — | — | 3% (min EGP 40) |
| Cash advance limit | — | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | — | — | 3% (min EGP 50) |
| Rewards & benefits | |||
| Lounge access | No | No | Yes |
| Installments | No | No | Yes |
| Travel insurance | No | No | Yes |
| Purchase protection | No | No | Yes |
| Cashback | No | No | Yes |
| Cashback rate | — | — | 10% |
| Rewards points | No | No | Yes |
| Rewards program | — | — | برنامج المكافآت |
| Points per EGP | — | — | 2.5 |
| Signup bonus | — | — | 2.5 نقطة لكل جنيه |
| Free lounge visits/yr | — | — | 4 |
| Installment months | — | — | 6060 |
| Eligibility | |||
| Min salary | — | — | EGP 10,000 |
| Min monthly income | — | — | EGP 10,000 |
| Min age | — | — | 21 |
| Max age | — | — | 65 |
| Approved employer | No | No | No |