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 World Elite Credit Card BANQUE MISR |  AAIB World Elite Mastercard Credit Card Arab African International Bank |  IDB World Elite Mastercard Credit Card The Industrial Development Bank | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Mastercard | Mastercard |
| Tier | World Elite | World Elite | World Elite |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 300,000 – EGP 1,500,000 | EGP 250,000 – EGP 5,000,000 | EGP 250,000 – EGP 1,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 490,000 | — |
| Cash withdrawal limit abroad | EGP 6,000 | EGP 10,000 Best | — |
| Monthly intl. online limit (from Egypt) | EGP 800,000 Best | EGP 200,000 | — |
| Interest & fees | |||
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) | 34.49% (2.5% /mo) Best |
| Nominal APR | 48% | 48% | 30% Best |
| Installment interest | — | 95% | — |
| Grace period | 56 days | 55 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 8,000 | EGP 6,000 Best | EGP 8,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 8,000 | EGP 6,000 Best | EGP 8,000 |
| Late payment fee | EGP 75 Best | EGP 150 | — |
| Over-limit fee | EGP 75 Best | EGP 150 | — |
| Supplementary card fee/yr | EGP 1,000 | EGP 6,000 | — |
| Foreign txn fee | 3% Best | 5% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) | — |
| Cash advance APR (nominal) | 48% | 48% | — |
| Domestic cash advance fee | 2% (min EGP 15) Best | 3% (min EGP 40) | — |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 90% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 50) | 3% (min EGP 50) | — |
| Rewards & benefits | |||
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | Yes | No |
| Purchase protection | No | Yes | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | — | برنامج المكافآت | — |
| Points per EGP | 3.5 Best | 2.5 | — |
| Signup bonus | — | 2.5 نقطة لكل جنيه | — |
| Free lounge visits/yr | — | 10 | — |
| Installment months | 60 | 60 | — |
| Eligibility | |||
| Min salary | — | EGP 10,000 | — |
| Min monthly income | — | EGP 10,000 | — |
| Min age | 21 | 21 | — |
| Max age | 65 | 65 | — |
| Approved employer | No | No | No |