World Elite Credit Card BANQUE MISR | IDB World Elite Mastercard Credit Card The Industrial Development Bank | |
|---|---|---|
| Card & limits | ||
| Network | Mastercard | Mastercard |
| Tier | World Elite | World Elite |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 300,000 – EGP 1,500,000 | EGP 250,000 – EGP 1,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 | — |
| Cash withdrawal limit abroad | EGP 6,000 | — |
| Monthly intl. online limit (from Egypt) | EGP 800,000 | — |
| Interest & fees | ||
| Effective annual rate (APR) | 60.1% (4% /mo) | 34.49% (2.5% /mo) Best |
| Nominal APR | 48% | 30% Best |
| Grace period | 56 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 8,000 | EGP 8,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 8,000 | EGP 8,000 |
| Late payment fee | EGP 75 | — |
| Over-limit fee | EGP 75 | — |
| Supplementary card fee/yr | EGP 1,000 | — |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 60.1% (4% /mo) | — |
| Cash advance APR (nominal) | 48% | — |
| Domestic cash advance fee | 2% (min EGP 15) | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 50) | — |
| Rewards & benefits | ||
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Points per EGP | 3.5 | — |
| Installment months | 60 | — |
| Eligibility | ||
| Min age | 21 | — |
| Max age | 65 | — |
| Approved employer | No | No |