Market Today 18 Aug 2026
Credit cards

Compare Credit cards

BANQUE MISR World Elite Credit Card BANQUE MISR
The Industrial Development Bank IDB World Elite Mastercard Credit Card The Industrial Development Bank 4.0
Card & limits
NetworkMastercard Mastercard
TierWorld Elite World Elite
ContactlessYes Yes
Apple PayNo No
Google PayNo No
Credit limitEGP 300,000 – EGP 1,500,000 EGP 250,000 – EGP 1,000,000
Purchase limit abroad (POS)EGP 500,000
Cash withdrawal limit abroadEGP 6,000
Monthly intl. online limit (from Egypt)EGP 800,000
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) 34.49% (2.5% /mo) Best
Nominal APR48% 30% Best
Grace period56 days 57 days Best
First year freeNo No
Annual feeEGP 8,000 EGP 8,000
Fee waivableNo No
Issuance feeEGP 8,000 EGP 8,000
Late payment feeEGP 75
Over-limit feeEGP 75
Supplementary card fee/yrEGP 1,000
Foreign txn fee3%
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo)
Cash advance APR (nominal)48%
Domestic cash advance fee2% (min EGP 15)
Cash advance limitUp to 100% of the credit limit in cash
Cash advance fee abroad3% (min EGP 50)
Rewards & benefits
Lounge accessYes Yes
InstallmentsYes Yes
Travel insuranceNo No
Purchase protectionNo No
CashbackNo No
Rewards pointsYes Yes
Points per EGP3.5
Installment months60
Eligibility
Min age21
Max age65
Approved employerNo No
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