Credit cards

AIB Gold Visa Credit Card

ARAB INTERNATIONAL BANK 3.0

Annual fee EGP 300

Rewards None

Effective APR 60.1%

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Added Thursday 02 July 2026 - 01:55 AM Updated Wednesday 05 August 2026 - 01:26 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 3.0

3.0 Banky rating

Pros

Credit limit ranging from EGP 5,000 to EGP 200,000.
Graceful period on purchases up to 56 days.
Affordable issuance and renewal fees (EGP 300 for the primary card).
Travel insurance covering baggage delays, accidents, and certain medical conditions subject to program terms and conditions.
Free SMS notifications.
Smart chip providing a high level of protection against fraud.
Useable locally and internationally via the Visa network.

Cons

The monthly interest rate is 4%, which is high if the balance is not fully repaid.
Cash withdrawal fees are high (4% locally and 5% internationally).
Airport lounge access and premium travel programs available with Platinum and Infinite cards are not included.
The maximum credit limit is lower compared to higher-tier cards.

Our take

The Arab International Bank Visa Gold card is a good option for customers looking for a card that combines relatively low fees, a flexible credit limit, and benefits such as travel insurance and free SMS service. However, it lacks luxury travel perks like airport lounge access, and the interest and cash withdrawal fees are relatively high.

User ratings

AIB Platinum Visa Credit Card

ARAB INTERNATIONAL BANK 3.5

Annual fee EGP 600

Rewards Rewards points

Effective APR 60.1%

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Added Thursday 02 July 2026 - 01:55 AM Updated Wednesday 05 August 2026 - 01:26 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 3.5

3.5 Banky rating

Pros

Credit limit ranging from EGP 200,000 to EGP 500,000.
Grace period on purchases up to 56 days.
Relatively low issuance and renewal fees for the Platinum tier (EGP 600 for the primary card).
Travel insurance covering baggage delays, accidents, and certain medical conditions while traveling.
Protection against theft or damage for a specified period according to the program terms.

Cons

High monthly interest rate of 4% if the outstanding balance is not fully repaid.
High cash withdrawal fees (4% domestically and 5% internationally).
Guests do not benefit from complimentary visits; a fee of $32 per visit applies. Access to airport lounges is contingent upon completing one international transaction annually.
Airport lounge access is contingent upon completing one international transaction annually.

Our take

The Arab International Bank Visa Platinum card is a strong option in the platinum card category, combining a high credit limit, excellent travel and insurance benefits, and competitive issuance and renewal fees. However, it is criticized for its high cash withdrawal costs and monthly interest rates, as well as the requirement of an international transaction to access airport lounge benefits.

User ratings

AIB Infinite Visa Credit Card

ARAB INTERNATIONAL BANK 4.5

Annual fee EGP 3,000

Rewards Rewards points

Effective APR 60.1%

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Added Thursday 02 July 2026 - 01:55 AM Updated Wednesday 05 August 2026 - 01:25 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 4.5

4.5 Banky rating

Pros

High credit limit ranging from EGP 500,000 to EGP 2 million.
Grace a grace period of up to 56 days on purchases.
Benefit from Visa Infinite's global offers and benefits.
Access to over 1,200 airport lounges worldwide.
Two complimentary visits per year initially (for the cardholder and one guest).
An intelligent chip provides a high level of security against fraud.
Access offers via the Visa Companion app.

Our take

The Arab International Bank Visa Infinite card is one of the strongest credit cards designed for premium customers, especially frequent travelers who take advantage of airport benefits and global offers. However, the high issuance and renewal fees, along with the requirement to complete an international transaction to fully benefit from lounge access, reduce its appeal to some customers.