العربية
Market Today 18 Aug 2026
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Credit cards

Credit cards with cashback, rewards and installment perks.

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ABE Classic Visa Credit Card

Agricultural Bank of Egypt 3.5
Annual fee EGP 350
Rewards None
Effective APR 42.58%
Product details
Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM
Banky Analysis
Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 3.5
3.5 Banky rating

Pros

  • The card can be used for cash withdrawals and for purchases from merchants and online.
  • Repayment grace period of up to 57 days.
  • The customer may settle the entire outstanding balance without incurring interest, or pay a monthly minimum of 5% of the balance, with a debit interest rate applied to the remaining amount.
  • It is issued against tangible collateral (such as a certificate or deposit) held at the bank, or secured by proof of salary, a bank statement (for self-employed individuals), or proof of agricultural land tenure.
  • Airport Lounge Access (Visa Airport Companion): The card grants you complimentary access to a wide range of airport lounges worldwide, specifically through the Visa program.

Cons

  • Annual renewal fees: The administrative and annual fees for the Visa Platinum card are considered relatively high compared to the "Gold" or "Titanium" categories.

Our take

The Visa Platinum card from the Agricultural Bank of Egypt offers a distinct user experience compared to Mastercard options, leveraging the global Visa network and its specific travel and shopping benefits. It is available as either a credit or debit card for premium customer segments. If you prefer the Visa network over Mastercard and wish to take advantage of robust features—such as purchase protection, travel insurance, and airport lounge access via DragonPass—this card is an excellent choice. It combines the prestige of the Platinum tier with the Agricultural Bank’s extensive branch network, ensuring convenient repayment and seamless transaction handling across Egypt.

The Egyptian Agricultural Bank’s Visa Platinum card is the "card for the elite and discerning travelers."

User ratings

0% installments

ABE Gold Visa Credit Card

Agricultural Bank of Egypt 2.0
Annual fee EGP 200
Rewards None
Effective APR 42.58%
Product details
Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM
Banky Analysis
Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 2.0
2.0 Banky rating

Pros

  • The card can be used for cash withdrawals and for purchases from merchants and online.
  • Repayment grace period of up to 57 days.
  • The customer may settle the entire outstanding balance without incurring interest, or pay a monthly minimum of 5% of the balance, with a debit interest rate applied to the remaining amount.
  • Full support for the One-Time Password (OTP) feature for secure online purchases, in addition to contactless payment technology.

Cons

  • A low credit limit of up to 39,999 pounds.
  • Absence of premium luxury features: Unlike the Titanium and Platinum tiers, the "Gold" card does not offer complimentary access to airport lounges.

Our take

Choose the "Visa Gold" card if you simply need a standard everyday card for cash withdrawals and deposits, shopping at local stores and supermarkets within Egypt, and making online payments to local service providers (such as gas, electricity, and telecom bills) with minimal administrative fees. It is an excellent, highly cost-effective choice, thanks to its low fees and the bank's extensive branch network.

The Agricultural Bank’s Visa Gold card is the "reliable everyday card."

User ratings

0% installments

ABE Platinum Mastercard Credit Card

Agricultural Bank of Egypt 3.0
Annual fee EGP 350
Rewards None
Effective APR 42.58%
Product details
Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM
Banky Analysis
Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 3.0
3.0 Banky rating

Pros

  • The card offers high credit limits compared to lower-tier cards, allowing for greater freedom when making large purchases, both domestically and internationally.
  • A more refined travel experience (airport lounges): The Platinum card grants you complimentary access to a greater number of airport lounges.
  • The option to pay for large purchases and payments in installments through convenient repayment plans offered periodically by the bank.
  • Issuance of two supplementary cards free of charge.

Cons

  • The administrative and annual costs for the Platinum card are significantly higher compared to the Classic and Titanium cards.

Our take

The Egyptian Agricultural Bank’s Platinum Mastercard is an excellent choice if you travel frequently or require high spending limits. If you already hold an account or certificates with the bank and are looking for prestige and genuine travel benefits, this card would be a great upgrade. However, if you do not travel often and prefer standard local purchases, the Titanium tier might be sufficient—and more cost-effective—allowing you to avoid the higher annual fees associated with the Platinum card.

The card is designed for customers seeking a higher credit limit and more comprehensive lifestyle and travel benefits.

User ratings

0% installments

ABE Titanium Mastercard Credit Card

Agricultural Bank of Egypt 2.5
Annual fee EGP 200
Rewards None
Effective APR 42.58%
Product details
Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM
Banky Analysis
Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 2.5
2.5 Banky rating

Pros

  • The card offers an interest-free grace period of up to 57 days on purchases, allowing you to settle your outstanding balances at your convenience.
  • The card supports the One-Time Password (OTP) feature for secure online shopping, as well as contactless payment functionality.
  • You can settle your card balance at branches of the Principal Bank for Development and Agricultural Credit (PBDAC)—which are widely distributed across all governorates and villages—or via ATMs.
  • Offers and Discounts: Take advantage of exclusive discounts provided by Mastercard on restaurants, hotels, and shopping centers.
  • Get a free supplementary card.

Cons

  • The credit limit is relatively low compared to other banks.
  • ATM withdrawal fees are 5%, with a minimum of 50 pounds.

Our take

The Mastercard Titanium credit card offered by the Agricultural Bank of Egypt is an attractive option for those seeking financial flexibility and convenient payment and purchasing facilities. While it is an excellent and practical choice for specific customer segments, it may not be the best option for someone seeking ultimate luxury or the accumulation of substantial reward points.

The card fulfills its primary purpose with high efficiency and security.

User ratings