Credit cards

Titanium Mastercard

The Industrial Development Bank 4.0

Annual fee EGP 350

Rewards None

Effective APR 60.1%

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Added Thursday 02 July 2026 - 01:58 AM Updated Wednesday 05 August 2026 - 12:59 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 4.0

4.0 Banky rating

Pros

Credit limit from EGP 10,000 to EGP 49,999.
Complimentary airport lounge access through Mastercard Travel Pass.
Installments up to 60 months with IDB Rewards Program.

Cons

International usage is activated after two months.
Airport lounge access requires an eligible international transaction.

Our take

The IDB Mastercard Titanium is a solid choice for customers looking for a mid-tier credit card with travel benefits, rewards, and flexible installment plans for purchases and cash withdrawals for up to 60 months.

User ratings

IDB World Elite Mastercard Credit Card

The Industrial Development Bank 4.0

Annual fee EGP 8,000

Rewards Rewards points

Effective APR 34.49%

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Added Thursday 02 July 2026 - 01:55 AM Updated Wednesday 05 August 2026 - 01:10 PM

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 4.0

4.0 Banky rating

Pros

Credit limit up to EGP 1 million.
Unlimited complimentary airport lounge access.
Five-year card validity with installments up to 60 months.

Cons

High issuance and annual fee of EGP 8,000.
Not suitable for low-spending customers.
Some travel benefits require an eligible international transaction.

Our take

The IDB Mastercard World Elite is the bank's flagship credit card, offering a credit limit of up to EGP 1 million, premium travel privileges, unlimited airport lounge access, rewards, and flexible installment plans.

User ratings

IDB Platinum Mastercard Credit Card

The Industrial Development Bank 4.3

Annual fee EGP 600

Rewards Rewards points

Effective APR 34.49%

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Added Thursday 02 July 2026 - 01:55 AM Updated Wednesday 05 August 2026 - 01:02 PM

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 4.3

4.3 Banky rating

Pros

Credit limit from EGP 50,000 to EGP 249,999.
Complimentary airport lounge access and 20% Talabat discount.
Up to three free supplementary cards.

Cons

International usage is enabled after two months.
Some travel benefits require an international transaction.

Our take

توفر بطاقة ماستركارد بلاتينيوم حدًا ائتمانيًا أعلى مع مجموعة جيدة من مزايا السفر والمكافآت، بالإضافة إلى خصومات على خدمات التوصيل وإمكانية التقسيط لفترات طويلة، ما يجعلها مناسبة للعملاء ذوي الإنفاق المتوسط والمرتفع.