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AAIB Infinite Visa Credit Card

Arab African International Bank 4.5

Annual fee EGP 1,000

Rewards Rewards points

Effective APR 60.1%

Apple Pay Fee waivable

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

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Interest & fees

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Cash advance

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Rewards & benefits

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Our take 4.5

4.5 Banky rating

Pros

The ultimate concierge service (VIP Concierge 24/7)
Unlimited, complimentary access to over 1,290 airport lounges in more than 200 cities worldwide via the DragonPass service.
Complimentary airport services: Includes "Meet & Assist" service at Dubai and Abu Dhabi airports for you and your family, as well as complimentary airport transfers in over 120 cities worldwide.
It offers you exclusive benefits when booking at over 1,500 ultra-luxury hotels and resorts.
Up to 50% off fine dining experiences.
Industry-leading international usage limits: The card offers a substantial financial limit for use outside Egypt, with a monthly purchase limit of up to EGP 490,000 and an international cash withdrawal limit of EGP 10,000.

Cons

The card is not available through the standard application process; rather, it is reserved exclusively for "Ultra-Wealth" segment clients—prominent business leaders and high-net-worth individuals.
High annual fees
Cash withdrawal fees: It is always best to avoid card-based cash withdrawals, as immediate interest and fees are charged from the date of the withdrawal.

Our take

The Visa Infinite Privilege card is more of a "luxury lifestyle card" than a mere payment tool. If you seek the ultimate in travel luxury and prefer having a personal concierge to arrange private jets, yachts, and luxury hotels—complete with substantial discounts—then this card is the undisputed best choice offered by the Arab African International Bank.

If you are seeking the ultimate in travel luxury and prefer having a personal assistant to arrange private jets, yachts, and luxury hotels—all with massive discounts—then this card is the best choice.

User ratings

0% installments

AAIB World Elite Mastercard Credit Card

Arab African International Bank 4.0

Annual fee EGP 6,000

Rewards Rewards points

Effective APR 60.1%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

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Our take 4.0

4.0 Banky rating

Pros

Unlimited complimentary access to over 1,000 airport lounges worldwide for you and an accompanying guest via the Mastercard Travel Pass app.
Discounts of up to 15% on meet-and-greet and travel facilitation services at hundreds of airports.
Enjoy a complimentary Black membership in the DISCOVERY global hotel alliance program.
Free night stays at Marriott Bonvoy hotels and resorts (such as a free night when booking two or three nights).
Excellent insurance coverage against travel inconveniences (flight delays or lost luggage)
Very high international limits for purchases and cash withdrawals, with grace periods of up to 55 days.

Cons

The card is not available to the general public; banks usually require it to be for a specific segment of high-net-worth clients (such as senior wealth management firms).
High annual fForeign Transaction Fees: Despite its high international limits, using the card for purchases in currencies other than the local currency is subject to a 5% currency processing fee.ees

Our take

The World Elite Mastercard is the highest tier of card offered by the Mastercard network; specifically designed to meet the needs of the elite and frequent travelers, it is provided by banks—such as the Arab African International Bank, whose page you are currently viewing—with exceptional benefits.

If you are a frequent traveler whose work or lifestyle requires constant movement, and you wish to take advantage of hotel offers (such as Marriott Bonvoy and Cleartrip) and benefit from high international spending limits...

User ratings

0% installments

AAIB Titanium Cashback Mastercard Credit Card

Arab African International Bank 3.5

Annual fee EGP 400

Rewards Rewards points

Effective APR 60.1%

Apple Pay

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

Interest & fees

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 3.5

3.5 Banky rating

Pros

Exclusive travel benefits (lounge access): The card grants you complimentary access to over 10 VIP lounges.
Good international usage limits: The card offers suitable financial flexibility for transactions abroad or online shopping.
Global Offers and Discounts: Take advantage of exclusive, complimentary offers worldwide—spanning restaurants, hotels, and entertainment venues—by downloading the Mastercard "Priceless Specials Egypt" app.
Flexible installment plans: You can pay for purchases or cash withdrawals in installments.
Pay off your credit card debts at other banks using this card's limit.
Rewards Points Program: Earn points on every purchase and redeem them for cashback or shopping vouchers.
The ability to issue an unlimited number of supplementary cards for your family members (starting from age 16).

Cons

Low international cash withdrawal limit: In line with general restrictions, cash withdrawals outside Egypt are limited to the equivalent of EGP 10,000.
Currency Handling Fees and Commission: A 5% currency handling commission (FX Markup) applies to purchases or withdrawals made abroad.
Immediate interest calculation on cash withdrawals

Our take

The Mastercard Titanium is the "smart card for the budget-conscious traveler." Its clear advantage over the Visa Platinum regarding airport lounge access makes it the ideal choice for those traveling within the Arab region who desire essential premium perks without the high costs associated with luxury cards; furthermore, the three-month interest-free balance transfer feature offers a significant advantage for restructuring your debt.

The Mastercard Titanium card is the "smart card for the budget-conscious traveler."

User ratings

0% installments

AAIB Signature Cashback Visa Credit Card

Arab African International Bank 4.5

Annual fee EGP 1,500

Rewards 10% cashback

Effective APR 60.1%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

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Eligibility

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Our take 4.5

4.5 Banky rating

Pros

Exceptionally high international and domestic usage limits: The card offers you the highest spending limits for purchasing luxury goods or booking flights and hotels, without worrying about exceeding the limit.
Complimentary Airport Lounge Access: The card grants you unlimited complimentary access to numerous VIP lounges at airports worldwide.
Highest reward point accumulation rate: The card awards you more points for every pound spent domestically or internationally.
Visa Concierge Service: Round-the-clock local and international support for booking restaurants, flights, and events, or assisting with travel arrangements.
Comprehensive and complimentary travel insurance: Excellent coverage against travel accidents, trip cancellations or delays, and lost luggage when purchasing tickets using the card.
"Credit Shield" insurance program: Covers double the outstanding balance (up to a maximum of EGP 500,000).
Flexible repayment: The minimum monthly payment is highly flexible, starting at just 5% of the outstanding balance.

Cons

High annual fees: The card charges high annual issuance and renewal fees compared to Gold or Platinum cards.
A 5% FX markup applies to purchases or withdrawals made abroad in currencies other than the Egyptian Pound.

Our take

The Visa Signature card is a premium financial product designed for frequent travelers and high-volume international shoppers who desire airport and hotel luxuries, as well as travel protection benefits. However, if you do not travel often or have average spending habits, the high annual fees and strict eligibility criteria might make a lower-tier card—such as the Platinum card—a more practical choice for you. The Arab African International Bank’s Visa Signature credit card is classified as a premium card; it is specifically designed for high-net-worth clients seeking the highest possible credit limits and superior competitive features for both domestic and international travel and shopping.

The Visa Signature card is a premium financial tool for frequent travelers and high-spending international shoppers who wish to enjoy airport and hotel luxuries, as well as travel protection.

User ratings

0% installments

AAIB Platinum Cashback Visa Credit Card

Arab African International Bank 4.0

Annual fee EGP 600

Rewards Rewards points

Effective APR 60.1%

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 4.0

4.0 Banky rating

Pros

High international usage limits: The card offers you greater financial flexibility when traveling or making purchases abroad.
Flexible installment plans: You can pay for purchases and cash withdrawals in installments over periods ranging from 6 to 60 months at low interest rates.
Cash withdrawal capability—whether within or outside Egypt—reaches up to 90% of the card's credit limit.
Rewards Points Program: Earn points on every domestic or international purchase and redeem them for shopping vouchers or cashback.
"Credit Shield" Insurance Program: Allows for a claim of double the outstanding card balance, up to a maximum of 500,000.

Cons

Higher issuance and renewal fees: Compared to Gold cards, the annual fees are higher to reflect the available benefits.
The international cash withdrawal limit is low, although the international purchase limit is excellent.
Cash withdrawals (whether domestic or international) incur immediate fees, and interest begins to accrue from the very day of the withdrawal (the grace period does not apply).

Our take

Get the card if: your primary focus is shopping, online purchases, and making large installment payments—both within and outside Egypt—and you require a high credit limit.

User ratings

0% installments

AAIB Gold Cashback Visa Credit Card

Arab African International Bank 3.0

Annual fee EGP 300

Rewards Rewards points

Effective APR 60.1%

Apple Pay

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Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM

Banky Analysis

Card & limits

No data.

Interest & fees

No data.

Cash advance

No data.

Rewards & benefits

No data.

Eligibility

No data.

Our take 3.0

3.0 Banky rating

Pros

It is the most affordable of the bank's cards, with issuance and annual renewal fees of 300 pounds.
You can pay for purchases and cash withdrawals in installments over periods ranging from 6 months up to 60 months.
The card allows for cash withdrawals of up to 90% of its available credit limit.
"Credit Shield" Insurance Program: The card provides insurance coverage equal to twice the outstanding balance (up to a maximum of EGP 500,000).
The minimum monthly repayment is very flexible, starting at just 5% of the outstanding balance.

Cons

The credit limit is relatively low: the card's credit limit starts at EGP 3,000 and goes up to EGP 25,000.
Local or international cash withdrawals incur fees (3%, with a minimum of EGP 40 for local and EGP 50 for international transactions), in addition to interest calculated from the day of withdrawal.
The foreign exchange (FX) markup for purchases or withdrawals made abroad is 5%.
Limited travel benefits: This card does not grant the holder complimentary access to airport lounges.

Our take

This card is considered an ideal choice for beginners and for meeting basic daily needs. If you are looking for a credit card with a very low annual fee (only 300 EGP) to cover routine monthly purchases or to pay for retail goods in installments, this card serves that purpose highly efficiently and at the lowest possible cost. It is well-suited for modest budgets and purchasing habits: the credit limit (reaching up to 25,000 EGP) is sufficient for daily purchases, utility bills, and moderate shopping.

This card is considered an "ideal choice for beginners and for basic daily needs"—if you are looking for a credit card with a low annual fee.