العربية
Islamic

Charity certificates

SUEZ CANAL BANK · Certificates · Islamic · Egyptian Pound · Tuesday 18 August 2026 - 01:12 PM

The Khair Sukuk Certificate is suitable for customers seeking a Sharia-compliant investment with a competitive return, provided they can commit their funds for the three-year term.

Yield
17.85%
Term
3 yrs
Min. deposit
EGP 1,000
Payout
Multiple

Returns

Yield type
Fixed
Payout
Multiple

Amount & term

Term
3 yrs
Min deposit
EGP 1,000

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
No
National ID required
Yes

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Charity certificates

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Our take

Pros

  • Flexible return frequency: Customers can choose to receive returns monthly or quarterly
  • Low minimum investment: The certificate can be purchased starting from EGP 1,000 and its multiples.
  • Early redemption: Customers can redeem the certificate after the first six months, subject to the applicable redemption schedule.

Cons

  • Relatively long investment term: The certificate has a three-year maturity, which may not suit customers seeking short-term liquidity.
  • Early redemption restrictions: The certificate cannot be redeemed during the first six months, while early redemption thereafter is subject to the applicable redemption schedule.

Our take

The Khair Sukuk Certificate is suitable for customers seeking a Sharia-compliant investment with a competitive return, provided they can commit their funds for the three-year term.

The Khair Sukuk Certificate is suitable for customers seeking a Sharia-compliant investment with a competitive return, provided they can commit their funds for the three-year term.

Compare

Alternatives at a glance
Charity certificates SUEZ CANAL BANK This one 3 Years Al Ghina Suk Abu Dhabi Islamic Bank Egypt El Safwa Certificate Kuwait Finance House Egypt
Yield
17.85% 17.5% 17.25%
Term
3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1,000 EGP 2,500,000 EGP 500,000
Payout
Multiple Multiple Monthly
Compare with 2 similar certificates

Added Tuesday 18 August 2026 - 01:08 PM Updated Tuesday 18 August 2026 - 01:12 PM