tharwa Certificate
The Tharwa Certificate offers an 18% variable return paid daily with a minimum investment of EGP 1,000, making it ideal for savers seeking flexibility and liquidity.
- Yield
- 18%
- Term
- 3 mo
- Min. deposit
- EGP 1,000
- Payout
- Daily
Banky Analysis
Suits you if
- I need monthly income
- Daily payout
- Keep my money reachable
- Shorter lock-in
Not for you if
- Grow my savings the most
- I want a predictable return
- The return is variable
What's good
- Shorter lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 12 months in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Yield type
- Floating
- Payout
- Daily
Amount & term
- Term
- 3 mo
- Min deposit
- EGP 1,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- Flexible
- Available online
- Yes
- Branch visit required
- No
- National ID required
- Yes
| From day | Penalty | Description |
|---|---|---|
| 180 | 2% | بعد 6 أشهر |
| 360 | 1.5% | السنة الثانية |
| 720 | 2% | السنة الثالثة |
Do the maths
Our take
Our take
The Tharwa Certificate from Housing & Development Bank is a suitable option for customers seeking to benefit from a variable return linked to market interest rates, while enjoying daily interest payouts and a low minimum investment of EGP 1,000, offering greater flexibility and liquidity.
The Tharwa Certificate offers an 18% variable return paid daily with a minimum investment of EGP 1,000, making it ideal for savers seeking flexibility and liquidity.
Compare
| tharwa Certificate Housing and Development Bank This one | Premium Certificate البنك التجاري الدولي-CIB | إيليت ستار SUEZ CANAL BANK | Prestige Certificate Credit Agricole Egypt |
|---|---|---|---|
| Yield | |||
| 18% | 18% | 18% | 18% |
| Term | |||
| 3 mo | 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | |||
| EGP 1,000 | EGP 50,000 | EGP 5,000,000 | EGP 400,000 |
| Payout | |||
| Daily | Monthly | Monthly | Monthly |
Added Monday 29 June 2026 - 04:09 PM Updated Monday 27 July 2026 - 06:09 PM