Diamond Certificate
The Diamond Certificate offers a fixed 17.25% monthly-paid return with a minimum investment of EGP 1,000, making it ideal for savers seeking regular income and security.
- Yield
- 17.25%
- Term
- 3 yrs
- Min. deposit
- EGP 1,000
- Payout
- Monthly
Banky Analysis
Suits you if
- I need monthly income
- Monthly payout
- I want a predictable return
- Fixed return for the whole term
- Keep my money reachable
- Monthly payout
Not for you if
- Grow my savings the most
- Yield lower than average for this term
Not known yet
1 more detail we don't have yet
All of this is measured against products of 25–36 months in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Yield type
- Fixed
- Payout
- Monthly
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 1,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- 3 yrs
- Available online
- Yes
- Branch visit required
- No
- National ID required
- Yes
| From day | Penalty | Description |
|---|---|---|
| 180 | 8% | بعد 6 أشهر |
| 360 | 7% | خلال السنة الثانية |
| 720 | 6% | خلال السنة الثالثة |
Do the maths
Our take
Our take
The Diamond Certificate from Housing & Development Bank is a suitable option for customers seeking a high fixed return paid monthly, with a low minimum investment starting from EGP 1,000, in addition to loan facilities against the certificate and early redemption after six months.
The Diamond Certificate offers a fixed 17.25% monthly-paid return with a minimum investment of EGP 1,000, making it ideal for savers seeking regular income and security.
Compare
| Diamond Certificate Housing and Development Bank This one | Excellence certificate saib bank | Primo Affluent certificate banque du caire | Classic Certificate SUEZ CANAL BANK |
|---|---|---|---|
| Yield | |||
| 17.25% | 17.25% | 17.25% | 17.1% |
| Term | |||
| 3 yrs | 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | |||
| EGP 1,000 | EGP 1,500,000 | EGP 1,000,000 | EGP 1,000 |
| Payout | |||
| Monthly | Monthly | Monthly | Quarterly |
Added Monday 29 June 2026 - 04:17 PM Updated Monday 27 July 2026 - 06:09 PM