العربية
Market Today 18 Aug 2026

Prime certificate

saib bank · Certificates · Egyptian Pound · 4.5 · Monday 27 July 2026 - 06:09 PM

The Prime Certificate offers a solid fixed return with a low minimum investment requirement, making it accessible to a wide range of customers, although its yield is not the highest available in the market.

Yield
17.25%
Term
3 yrs
Min. deposit
EGP 1,000
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Monthly payout

Not for you if

  • Grow my savings the most
    • Yield lower than average for this term

All of this is measured against products of 25–36 months in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Yield type
Fixed
Payout
Monthly
Rate tiers
  1. ≥ EGP 1,000 3Monthly
    17%
    You are here
  2. ≥ EGP 1,000 3Semi-Annually
    17.25%

Amount & term

Term
3 yrs
Min deposit
EGP 1,000

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal term
3 yrs
Available online
No
Branch visit required
No
National ID required
No

Do the maths

Prime certificate

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Our take 4.5

4.5 Banky rating

Pros

  • الحد الأدنى للشراء

Cons

  • العائد مرتفع نسبيًا لكن ليس أعلى فائدة في السوق

Our take

The Prime Certificate is a solid savings option for customers seeking a fixed and stable return with a very accessible minimum investment of just EGP 1,000. Its flexible interest payout options and competitive fixed yield make it suitable for a broad range of savers looking for predictable income. However, while the offered return remains attractive, it is not among the highest rates currently available in the market, which may lead yield-focused investors to consider alternative products.

The Prime Certificate offers a solid fixed return with a low minimum investment requirement, making it accessible to a wide range of customers, although its yield is not the highest available in the market.

Compare

Alternatives at a glance
Prime certificate saib bank This oneDiamond Certificate Credit Agricole Egypt Luxury certificate Housing and Development Bank Classic Certificate SUEZ CANAL BANK
Yield
17.25% 17% 17% 17.1%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1,000 EGP 10,000 EGP 1,000 EGP 1,000
Payout
Monthly Monthly Annually Quarterly
Compare with 3 similar certificates

Added Monday 18 May 2026 - 01:14 PM Updated Monday 27 July 2026 - 06:09 PM