Eltanmia certificate
- Yield
- 19.75%
- Term
- 3 yrs
- Min. deposit
- EGP 100
- Payout
- Multiple
Banky Analysis
4.9/5
Suits you if
- I need monthly income
- Several payout options
- Grow my savings the most
- Yield higher than average for this term
- Keep my money reachable
- Several payout options
Not for you if
- I want a predictable return
- The return is variable
All of this is measured against products of 25–36 months in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Yield type
- Floating
- Payout
- Multiple
- Any amount19.5%You are here
- Any amount19.75%
Rate tiers
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 100
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- Flexible
- Available online
- Yes
- Branch visit required
- Yes
- National ID required
- Yes
Early-withdrawal tiers
| From day | Penalty | Description |
|---|---|---|
| 180 | 2% | خلال الستة أشهر المكملة للسنة الاولى |
| 365 | 1.75% | خلال السنة الثانية |
| 730 | 1% | خلال السنة الثالثة |
Do the maths
Compare
| Eltanmia certificate The Industrial Development Bank This one | شهادة 3 سنوات عائد متغير البنك التجاري الدولي-CIB | Fixed certificate QNB EGYPT | saib prime certificate saib bank |
|---|---|---|---|
| Yield | |||
| 19.75% | 19.25% | 19.1% | 19% |
| Term | |||
| 3 yrs | 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | |||
| EGP 100 | EGP 1,000 | EGP 1,000 | EGP 1,000 |
| Payout | |||
| Multiple | Monthly | Monthly | Daily |
Added Tuesday 30 June 2026 - 01:08 PM Updated Monday 27 July 2026 - 06:09 PM