Star certificate
- Yield
- 21%
- Term
- 3 yrs
- Min. deposit
- EGP 5,000
- Payout
- Monthly
Banky Analysis
2.6/5
Suits you if
- I need monthly income
- Monthly payout
- Keep my money reachable
- Monthly payout
Not for you if
- Grow my savings the most
- Yield lower than average for this term
- I want a predictable return
- Yield lower than average for this term
All of this is measured against products of 25–36 months in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Yield type
- Variable with Floor
- Payout
- Monthly
- Any amount21%You are here
- Any amount16.25%
- Any amount12.5%
Rate tiers
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 5,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- 3 yrs
- Available online
- Yes
- Branch visit required
- Yes
- National ID required
- Yes
Early-withdrawal tiers
| From day | Penalty | Description |
|---|---|---|
| 180 | 8% | من الشهر السابع وحتى نهاية السنة الاولى |
| 365 | 7% | خلال السنة الثانية |
| 730 | 6% | خلال السنة الثالثة |
Do the maths
Compare
| Star certificate The Industrial Development Bank This one | Fixed certificate QNB EGYPT | Platinum Certificate National Bank of Egypt | Five-year fixed-rate savings certificates Al Ahli Bank of Kuwait – Egypt |
|---|---|---|---|
| Yield | |||
| 21% | 12.01% Effective annual yield | 12% | 13% |
| Term | |||
| 3 yrs | 7 yrs | 3 yrs | 5 yrs |
| Min. deposit | |||
| EGP 5,000 | EGP 1,000 | EGP 1,000 | EGP 1,000 |
| Payout | |||
| Monthly | At Maturity | Monthly | Monthly |
Added Tuesday 30 June 2026 - 01:20 PM Updated Monday 27 July 2026 - 06:09 PM