Islamic
Zad certificate
- Yield
- 17%
- Term
- 3 yrs
- Min. deposit
- EGP 100,000
- Payout
- Monthly
Returns
- Yield type
- Floating
- Payout
- Monthly
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 100,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- 3 yrs
- Available online
- Yes
- Branch visit required
- Yes
- National ID required
- Yes
Do the maths
Our take
Our take
The "Zad" Islamic Certificate offers a Shariah-compliant savings solution for individual customers seeking competitive periodic returns. The three-year certificate provides a monthly provisional profit payout, allows financing of up to 95% of the certificate value in Egyptian pounds, and offers early redemption after six months in accordance with the bank's redemption schedule, making it a flexible option for long-term Islamic savings.
Compare
| Zad certificate the united bank This one | El Safwa Certificate Kuwait Finance House Egypt | 3 Years Al Ghina Suk Abu Dhabi Islamic Bank Egypt |
|---|---|---|
| Yield | ||
| 17% | 17.25% | 17.5% |
| Term | ||
| 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | ||
| EGP 100,000 | EGP 500,000 | EGP 2,500,000 |
| Payout | ||
| Monthly | Monthly | Multiple |
Added Monday 20 July 2026 - 01:31 PM Updated Monday 27 July 2026 - 06:09 PM