Islamic
Three-year certificate
- Effective annual yield
- 10%
- Term
- 3 yrs
- Min. deposit
- EGP 1,000
- Payout
- At Maturity
Returns
- Yield type
- Floating
- Payout
- At Maturity
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 1,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- 3 yrs
- Available online
- Yes
- Branch visit required
- Yes
- National ID required
- Yes
Do the maths
Our take
Our take
The Three-Year Cumulative Return Certificate is designed for customers seeking long-term capital growth through a variable cumulative return paid at maturity after three years, in compliance with Shariah principles. With a minimum subscription of EGP 1,000, financing of up to 90% of the certificate value, and early redemption available after six months, the certificate offers a flexible Islamic investment option focused on capital accumulation.
Compare
| Three-year certificate the united bank This one | El Safwa Certificate Kuwait Finance House Egypt | 3 Years Al Ghina Suk Abu Dhabi Islamic Bank Egypt |
|---|---|---|
| Effective annual yield | ||
| 10% | 17.25% Yield | 17.5% Yield |
| Term | ||
| 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | ||
| EGP 1,000 | EGP 500,000 | EGP 2,500,000 |
| Payout | ||
| At Maturity | Monthly | Multiple |
Added Monday 20 July 2026 - 01:37 PM Updated Monday 27 July 2026 - 06:09 PM