العربية

monthly deposit

البنك التجاري الدولي-CIB · Deposits · Egyptian Pound · 4.0 · Monday 27 July 2026 - 06:09 PM

A reasonable short-term liquidity option, but not ideal for maximizing returns.

Effective annual yield
4.5% – 11.5%
Term
Flexible
Min. deposit
EGP 5,000

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 1 month in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Rate type
Fixed
Payout
At Maturity
Rate tiers
  1. ≥ EGP 5,000 30 DaysPrime
    4.5%
    You are here
  2. ≥ EGP 5,000 30 DaysPlus
    7.5%
  3. ≥ EGP 5,000 30 DaysWealth
    10.5%
  4. ≥ EGP 5,000 30 DaysExclusive Wealth
    11%
  5. ≥ EGP 5,000 30 DaysPrivate Banking
    11.5%

Amount & term

Deposit type
Time Deposit
Term
30 Days
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

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monthly deposit

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Our take 4.0

4.0 Banky rating

Pros

  • Short tenor suitable for customers who need access to their money soon.
  • Suitable for short-term liquidity management.

Cons

  • The short investment period limits the overall return.

Our take

It suits customers who prioritize flexibility and short-term fixed returns over higher long-term yields.

A reasonable short-term liquidity option, but not ideal for maximizing returns.

Compare

Alternatives at a glance
monthly deposit البنك التجاري الدولي-CIB This onePrepaid Interest Deposit Egbank Two months' deposit البنك التجاري الدولي-CIB The annual deposit with monthly interest Credit Agricole Egypt
Effective annual yield
4.5% – 11.5% 4.75% – 5.23% Rate4.75% – 11.75% Rate5.5% Rate
Term
Flexible 1 mo 2 mo 1 yr
Min. deposit
EGP 5,000 EGP 0 EGP 5,000 EGP 5,000
Compare with 3 similar deposits

Added Monday 29 June 2026 - 10:57 AM Updated Monday 27 July 2026 - 06:09 PM