3-month deposit
A decent option for customers seeking fixed returns without a long commitment.
- Effective annual yield
- 5% – 12%
- Term
- 3 mo
- Min. deposit
- EGP 5,000
Banky Analysis
4.3/5
Suits you if
- Grow my savings the most
- Yield higher than average for this term
- I want a predictable return
- Fixed, unchanging return
Not for you if
- I need monthly income
- Pays out less frequently
- Keep my money reachable
- Shorter lock-in
- I may need to break early
What's good
- Shorter lock-in
All of this is measured against products of up to 3 months in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- ≥ EGP 5,0005%You are here
- ≥ EGP 5,0008%
- ≥ EGP 5,00011%
- ≥ EGP 5,00011.5%
- ≥ EGP 5,00012%
Rate tiers
Amount & term
- Deposit type
- Time Deposit
- Term
- 3 Months
- Min deposit
- EGP 5,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- No
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- Yes
- Branch visit required
- Yes
Do the maths
Our take
Pros
- Returns reach up to 12% for Private customers.
- Suitable for investing funds for a limited period.
Cons
- Returns are lower than the one-year deposit.
Our take
A suitable choice for customers with surplus liquidity for three months who want fixed returns without a long-term commitment.
A decent option for customers seeking fixed returns without a long commitment.
Compare
| 3-month deposit البنك التجاري الدولي-CIB This one | Prepaid Interest Deposit Egbank | Two months' deposit البنك التجاري الدولي-CIB | The annual deposit with monthly interest Credit Agricole Egypt |
|---|---|---|---|
| Effective annual yield | |||
| 5% – 12% | 4.75% – 5.23% Rate | 4.75% – 11.75% Rate | 5.5% Rate |
| Term | |||
| 3 mo | 1 mo | 2 mo | 1 yr |
| Min. deposit | |||
| EGP 5,000 | EGP 0 | EGP 5,000 | EGP 5,000 |
Added Monday 29 June 2026 - 11:09 AM Updated Monday 27 July 2026 - 06:09 PM