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Time deposits

BANQUE MISR · Deposits · Egyptian Pound · Monday 27 July 2026 - 06:09 PM

A very short-term deposit offering up to 7.25% annual interest with a low EGP 1,000 minimum, ideal for short-term liquidity management.

Effective annual yield
6.88% – 7.25%
Term
Flexible
Min. deposit
EGP 1,000

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 1 month in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Rate type
Fixed
Payout
At Maturity
Rate tiers
  1. EGP 1,000 – EGP 1,000,000 7 Days
    6.88%
    You are here
  2. EGP 1,000,001 – EGP 2,000,000 7 Days
    7%
  3. EGP 2,000,001 – EGP 5,000,000 7 Days
    7.13%
  4. EGP 5,000,001 – EGP 10,000,000 7 Days
    7.25%

Amount & term

Deposit type
Time Deposit
Term
7 Days
Min deposit
EGP 1,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

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Time deposits

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Our take

Our take

Banque Misr's deposit for periods ranging from 7 to less than 15 days is suitable for customers looking to invest surplus funds for very short terms while maintaining liquidity. The deposit features a low minimum amount of EGP 1,000, early redemption flexibility, and borrowing facilities against the deposit. However, due to its short duration, the actual return earned may be limited despite the attractive annual interest rate.

A very short-term deposit offering up to 7.25% annual interest with a low EGP 1,000 minimum, ideal for short-term liquidity management.

Compare

Alternatives at a glance
Time deposits BANQUE MISR This oneFixed Deposits National Bank of Kuwait Egypt وديعة سمارت BANQUE MISR The annual deposit with monthly interest Credit Agricole Egypt
Effective annual yield
6.88% – 7.25% 6.5% Rate8% – 10% Rate5.5% Rate
Term
Flexible 2 mo 1 yr 1 yr
Min. deposit
EGP 1,000 EGP 5,000 EGP 100,000 EGP 5,000
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 02:15 PM Updated Monday 27 July 2026 - 06:09 PM