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Time deposits

BANQUE MISR · Deposits · Egyptian Pound · Monday 27 July 2026 - 06:09 PM

A short-term deposit offering up to 8.75% annual interest with a low EGP 500 minimum, combining accessibility with liquidity flexibility.

Effective annual yield
8.38% – 8.75%
Term
1 mo
Min. deposit
EGP 500

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 1 month in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Rate type
Fixed
Payout
At Maturity
Rate tiers
  1. EGP 500 – EGP 1,000,000 1 Months
    8.38%
    You are here
  2. EGP 1,000,001 – EGP 2,000,000 1 Months
    8.5%
  3. EGP 2,000,001 – EGP 5,000,000 1 Months
    8.63%
  4. EGP 5,000,001 – EGP 10,000,000 1 Months
    8.75%

Amount & term

Deposit type
Time Deposit
Term
1 Months
Min deposit
EGP 500
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

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Time deposits

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Our take

Our take

Banque Misr's deposit for periods ranging from one month to less than two months is suitable for customers seeking a higher return on short-term savings while maintaining flexibility and liquidity. With a minimum deposit of only EGP 500, it is accessible to a broad range of customers. The deposit also offers early redemption, automatic renewal, and borrowing facilities against the deposit, while the annual interest rate of up to 8.75% enhances its attractiveness among short-term deposit options.

A short-term deposit offering up to 8.75% annual interest with a low EGP 500 minimum, combining accessibility with liquidity flexibility.

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Alternatives at a glance
Time deposits BANQUE MISR This oneوديعة سمارت BANQUE MISR Digital weekly deposit QNB EGYPT الوديعة سنتين البنك التجاري الدولي-CIB
Effective annual yield
8.38% – 8.75% 8% – 10% Rate9.5% Rate10% – 12% Rate
Term
1 mo 1 yr Flexible 2 yrs
Min. deposit
EGP 500 EGP 100,000 EGP 100,000 EGP 5,000
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 02:31 PM Updated Monday 27 July 2026 - 06:09 PM