العربية

Time deposits

BANQUE MISR · Deposits · Egyptian Pound · Monday 27 July 2026 - 06:09 PM

A fixed-return deposit offering up to 8.5% annual interest with a low EGP 500 minimum, ideal for short-term savings with added flexibility.

Effective annual yield
8.13% – 8.5%
Term
3 mo
Min. deposit
EGP 500

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Pays out less frequently
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 3 months in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Rate type
Fixed
Payout
At Maturity
Rate tiers
  1. EGP 500 – EGP 1,000,000 3 Months
    8.13%
    You are here
  2. EGP 1,000,001 – EGP 2,000,000 3 Months
    8.25%
  3. EGP 2,000,001 – EGP 5,000,000 3 Months
    8.38%
  4. EGP 5,000,001 – EGP 10,000,000 3 Months
    8.5%

Amount & term

Deposit type
Time Deposit
Term
3 Months
Min deposit
EGP 500
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

Do the maths

Time deposits

Calculate your deposit's maturity value and net profit after tax.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take

Our take

Banque Misr's deposit for periods ranging from 3 months to less than 6 months is a suitable option for customers seeking a short- to medium-term investment with a fixed return while maintaining flexibility. The deposit requires a low minimum amount of EGP 500, making it accessible to a wide range of savers. It also offers early redemption, automatic renewal, and borrowing facilities against the deposit, providing a balanced combination of return and liquidity.

A fixed-return deposit offering up to 8.5% annual interest with a low EGP 500 minimum, ideal for short-term savings with added flexibility.

Compare

Alternatives at a glance
Time deposits BANQUE MISR This oneوديعة سمارت BANQUE MISR Digital weekly deposit QNB EGYPT Fixed Deposits National Bank of Kuwait Egypt
Effective annual yield
8.13% – 8.5% 8% – 10% Rate9.5% Rate6.5% Rate
Term
3 mo 1 yr Flexible 2 mo
Min. deposit
EGP 500 EGP 100,000 EGP 100,000 EGP 5,000
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 03:11 PM Updated Monday 27 July 2026 - 06:09 PM