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Time deposits

BANQUE MISR · Deposits · Egyptian Pound · Monday 27 July 2026 - 06:09 PM

A medium-term deposit offering up to 8.5% annual interest with a low EGP 500 minimum, providing stable and predictable returns with added flexibility.

Effective annual yield
8.13% – 8.5%
Term
Flexible
Min. deposit
EGP 500

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Pays out less frequently
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 12 months in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Rate type
Fixed
Payout
At Maturity
Rate tiers
  1. EGP 500 – EGP 1,000,000 1 Years
    8.13%
    You are here
  2. EGP 1,000,001 – EGP 2,000,000 1 Years
    8.25%
  3. EGP 2,000,001 – EGP 5,000,000 1 Years
    8.38%
  4. EGP 5,000,001 – EGP 10,000,000 1 Years
    8.5%

Amount & term

Deposit type
Time Deposit
Term
1 Years
Min deposit
EGP 500
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

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Time deposits

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Our take

Our take

Banque Misr's deposit for periods ranging from one year to less than two years is a suitable option for customers seeking a medium-term investment with a fixed and guaranteed return. The deposit offers accessibility through a low minimum amount of EGP 500, along with early redemption flexibility, automatic renewal, and borrowing facilities against the deposit. Its fixed-rate structure makes it an attractive choice for savers looking for stability and predictable returns.

A medium-term deposit offering up to 8.5% annual interest with a low EGP 500 minimum, providing stable and predictable returns with added flexibility.

Compare

Alternatives at a glance
Time deposits BANQUE MISR This oneوديعة سمارت BANQUE MISR Digital weekly deposit QNB EGYPT Fixed Deposits National Bank of Kuwait Egypt
Effective annual yield
8.13% – 8.5% 8% – 10% Rate9.5% Rate6.5% Rate
Term
Flexible 1 yr Flexible 2 mo
Min. deposit
EGP 500 EGP 100,000 EGP 100,000 EGP 5,000
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 03:29 PM Updated Monday 27 July 2026 - 06:09 PM