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Time deposits

BANQUE MISR · Deposits · Egyptian Pound · Monday 27 July 2026 - 06:09 PM

A fixed-return deposit offering up to 10% annual interest with a low EGP 500 minimum, ideal for medium- and long-term savings growth.

Effective annual yield
4.7% – 4.88%
Term
Flexible
Min. deposit
EGP 500

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term
  • Keep my money reachable
    • Longer lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 24 months in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Rate type
Fixed
Payout
At Maturity
Rate tiers
  1. EGP 500 – EGP 1,000,000 2 Years
    4.7% 9.63% nominal
    You are here
  2. EGP 1,000,001 – EGP 2,000,000 2 Years
    4.76% 9.75% nominal
  3. EGP 2,000,001 – EGP 5,000,000 2 Years
    4.82% 9.88% nominal
  4. EGP 5,000,001 – EGP 10,000,000 2 Years
    4.88% 10% nominal

Amount & term

Deposit type
Time Deposit
Term
2 Years
Min deposit
EGP 500
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

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Time deposits

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Our take

Our take

Banque Misr's deposit for periods ranging from two years to less than three years is a suitable option for customers seeking higher returns through a medium- to long-term investment. Offering a fixed annual interest rate of up to 10%, the deposit combines return stability with accessibility through a low minimum amount of EGP 500. It also provides early redemption flexibility, automatic renewal, and borrowing facilities against the deposit, making it a reliable savings solution.

A fixed-return deposit offering up to 10% annual interest with a low EGP 500 minimum, ideal for medium- and long-term savings growth.

Compare

Alternatives at a glance
Time deposits BANQUE MISR This onePrepaid Interest Deposit Egbank Two months' deposit البنك التجاري الدولي-CIB The annual deposit with monthly interest Credit Agricole Egypt
Effective annual yield
4.7% – 4.88% 4.75% – 5.23% Rate4.75% – 11.75% Rate5.5% Rate
Term
Flexible 1 mo 2 mo 1 yr
Min. deposit
EGP 500 EGP 0 EGP 5,000 EGP 5,000
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 03:34 PM Updated Monday 27 July 2026 - 06:09 PM