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Time deposits

BANQUE MISR · Deposits · Egyptian Pound · Monday 27 July 2026 - 06:09 PM

A long-term deposit offering up to 10% annual interest with a low EGP 500 minimum, providing stable and guaranteed returns over an extended period.

Effective annual yield
3.11% – 3.23%
Term
Flexible
Min. deposit
EGP 500

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
    • Longer lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against gt24m in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Rate type
Fixed
Payout
At Maturity
Rate tiers
  1. EGP 500 – EGP 1,000,000 3 Years
    3.11% 9.63% nominal
    You are here
  2. EGP 1,000,001 – EGP 2,000,000 3 Years
    3.15% 9.75% nominal
  3. EGP 2,000,001 – EGP 5,000,000 3 Years
    3.19% 9.88% nominal
  4. EGP 5,000,001 – EGP 10,000,000 3 Years
    3.23% 10% nominal

Amount & term

Deposit type
Time Deposit
Term
3 Years
Min deposit
EGP 500
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

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Time deposits

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Our take

Our take

Banque Misr's deposit for periods ranging from 3 years to less than 5 years is a suitable option for customers seeking a long-term savings solution with a fixed and guaranteed return of up to 10% annually. The deposit is accessible with a low minimum amount of EGP 500 and offers added flexibility through early redemption, automatic renewal, and borrowing facilities against the deposit. Its fixed-rate structure makes it an attractive choice for savers looking for stability and predictable returns over a longer investment horizon.

A long-term deposit offering up to 10% annual interest with a low EGP 500 minimum, providing stable and guaranteed returns over an extended period.

Compare

Alternatives at a glance
Time deposits BANQUE MISR This oneWeekly deposit البنك التجاري الدولي-CIB Prepaid Interest Deposit Egbank The annual deposit with monthly interest Credit Agricole Egypt
Effective annual yield
3.11% – 3.23% 3.75% – 7.75% Rate4.75% – 5.23% Rate5.5% Rate
Term
Flexible Flexible 1 mo 1 yr
Min. deposit
EGP 500 EGP 5,000 EGP 0 EGP 5,000
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 03:39 PM Updated Monday 27 July 2026 - 06:09 PM