Time deposits
A long-term deposit offering up to 10% annual interest with a low EGP 500 minimum, ideal for achieving long-term savings goals with guaranteed returns.
- Effective annual yield
- 9.63% – 10%
- Term
- Flexible
- Min. deposit
- EGP 500
Banky Analysis
Suits you if
- I want a predictable return
- Fixed, unchanging return
- I may need to break early
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield lower than average for this term
- Keep my money reachable
- Longer lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against gt24m in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
Amount & term
- Deposit type
- Time Deposit
- Term
- 7 Years
- Min deposit
- EGP 500
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- No
- Branch visit required
- Yes
Do the maths
Our take
Our take
Banque Misr's deposit for periods of 7 years and above is a suitable option for customers seeking a long-term savings solution with a fixed and guaranteed return of up to 10% annually. The deposit is accessible with a minimum amount of EGP 500 and offers additional flexibility through early redemption, automatic renewal, and borrowing facilities against the deposit. Its long-term fixed return structure makes it ideal for savers looking for stability and predictable returns over an extended period.
A long-term deposit offering up to 10% annual interest with a low EGP 500 minimum, ideal for achieving long-term savings goals with guaranteed returns.
Compare
| Time deposits BANQUE MISR This one | Digital weekly deposit QNB EGYPT | Short Term Deposit BANQUE MISR | الوديعة سنتين البنك التجاري الدولي-CIB |
|---|---|---|---|
| Effective annual yield | |||
| 9.63% – 10% | 9.5% Rate | 10% Rate | 10% – 12% Rate |
| Term | |||
| Flexible | Flexible | Flexible | 2 yrs |
| Min. deposit | |||
| EGP 500 | EGP 100,000 | EGP 1,000 | EGP 5,000 |
Added Wednesday 15 July 2026 - 03:47 PM Updated Monday 27 July 2026 - 06:09 PM