Time deposits
Flexible short-term deposits offering returns of up to 11.5%, with terms from one week to one year and financing facilities secured by the deposit.
- Effective annual yield
- 11.25%
- Term
- 6 mo
- Min. deposit
- EGP 5,000
Banky Analysis
Suits you if
- I want a predictable return
- Fixed, unchanging return
- Keep my money reachable
- Pays out less frequently
- I may need to break early
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield lower than average for this term
What's good
- Shorter lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 6 months in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
Amount & term
- Deposit type
- Time Deposit
- Term
- 6 Months
- Min deposit
- EGP 5,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- No
- Branch visit required
- Yes
Do the maths
Our take
Our take
ADCB Egypt's short-term deposits are a suitable option for customers seeking flexible investment periods ranging from one week to one year while earning competitive returns of up to 11.5%. The deposits feature a relatively low minimum amount of EGP 5,000 with no maximum limit, in addition to the ability to obtain a personal loan or credit card secured by up to 85% of the deposit value. Customers can also choose to open the deposit in either Egyptian pounds or US dollars, providing greater flexibility.
Flexible short-term deposits offering returns of up to 11.5%, with terms from one week to one year and financing facilities secured by the deposit.
Compare
| Time deposits Abu Dhabi Commercial Bank – Egypt This one | Fixed Deposits in Egyptian Pounds SUEZ CANAL BANK | Traditional weekly deposit for individuals the united bank | 6-month digital deposit QNB EGYPT |
|---|---|---|---|
| Effective annual yield | |||
| 11.25% | 11.25% Rate | 11.5% – 15.5% Rate | 11% Rate |
| Term | |||
| 6 mo | 1 mo | Flexible | 6 mo |
| Min. deposit | |||
| EGP 5,000 | EGP 5,000,000 | EGP 100,000 | EGP 5,000 |
Added Thursday 16 July 2026 - 03:00 PM Updated Monday 27 July 2026 - 06:09 PM