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Business owners and self-employed

National Bank of Egypt · Loans · Egyptian Pound · 3.4 · Wednesday 12 August 2026 - 12:32 PM

The loan for professionals and self-employed individuals from the National Bank of Egypt represents an excellent option for business owners and entrepreneurs.

Interest rate
22% – 22.25%
Loan amount
Up to EGP 1,500,000
Term up to
7 yrs
Type
Personal Loan

Rates, terms & fees

Available online
Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
22%
Min amount
EGP 0
Max amount
EGP 1,500,000
Min term
Flexible
Max term
7 yrs
Max DTI
50%
Max financing
100%
Processing fee (%)
2%
Processing fee (fixed)
EGP 250
Early repayment penalty
7%

Eligibility & requirements

Min monthly income
EGP 10,000
Min age
21
Max age
65
Accepted employment types
Self-Employed
Accepted professions
Freelancer
Self-employed register months
24 mo
Approved employer
No
Requires collateral
No
Life insurance
No
Required documents
National ID CopyPassport CopyBank Statement (Last 6 Months)Tax CardCommercial RegisterRecent Utility Bill
Eligibility criteria
Nationalityegyptian

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Business owners and self-employed

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Our take 3.4

3.4 Banky rating

Pros

  • Free life and total disability insurance
  • High financing amount: The loan amount reaches EGP 1,500,000.
  • No guarantor: The loan does not require a personal guarantor.

Cons

  • Employment history requirements: The Bank requires a minimum of at least one year of employment for existing customers, or two full years for non-customers.
  • Age restrictions: The borrower must not be over 65 years of age at the end of the financing term.

Our take

The loan for professionals and self-employed individuals from the National Bank of Egypt represents an excellent option for business owners and entrepreneurs.

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Business owners and self-employed National Bank of Egypt This onePensioners Personal Loan banque du caire Personal Loan for Bank Employees The Industrial Development Bank Travel Loan البنك التجاري الدولي-CIB
Interest rate
22% – 22.25% 22% 19% – 20.5% 21.5%
Loan amount
Up to EGP 1,500,000 EGP 3,000 – EGP 1,000,000 Up to EGP 5,000,000 Up to EGP 13,500,000
Term up to
7 yrs 12 yrs 15 yrs 8 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
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Added Monday 10 August 2026 - 08:55 AM Updated Wednesday 12 August 2026 - 12:32 PM