العربية

Personal Loan

The Industrial Development Bank · Loans · Egyptian Pound · Monday 17 August 2026 - 01:01 PM
Interest rate
19.5% – 22%
Loan amount
Up to EGP 4,000,000
Term up to
15 yrs
Type
Personal Loan

Rates, terms & fees

Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
19.5%
Min amount
EGP 0
Max amount
EGP 4,000,000
Min term
1 yr
Max term
15 yrs

Eligibility & requirements

Min monthly income
EGP 5,000
Min age
21
Max age
60
Accepted employment types
Employed
Accepted professions
Government EmployeePrivate Sector Employee
Approved employer
No
Requires collateral
No
Security types
Salary TransferWithout Salary Transfer
Life insurance
Yes
Eligibility criteria
Requires iScoreNo
Notesللموظفين بضمان تحويل راتب أو قسط. السن 21-60 في نهاية السداد. حد أدنى لمدة الخدمة 3 أشهر. حد أدنى للدخل 4000 جنيه. موافقات سريعة وتأمين مجاني على الحياة. إمكانية زيادة القرض بعد 6 أشهر.

Programs

Loan programs
ProgramRateMax amountSegmentFinancingZero down
قروض نقدية للموظفين بضمان تحويل الراتب او القسط19.5%EGP 4,000,000Market100%No
قروض نقدية للموظفين دون تحويل22%EGP 1,000,000Market100%No

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Personal Loan

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Alternatives at a glance
Personal Loan The Industrial Development Bank This oneTravel Loan البنك التجاري الدولي-CIB Employes Loans National Bank of Egypt Pensioners Personal Loan banque du caire
Interest rate
19.5% – 22% 21.5% 21% – 23.5% 22%
Loan amount
Up to EGP 4,000,000 Up to EGP 13,500,000 EGP 5,000 – EGP 3,000,000 EGP 3,000 – EGP 1,000,000
Term up to
15 yrs 8 yrs 12 yrs 12 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
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Added Thursday 02 July 2026 - 11:26 AM Updated Monday 17 August 2026 - 01:01 PM