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 Bank Employees Personal Loan banque du caire |  قرض موظفي البنوك National Bank of Egypt |  Dream Cash Personal Loan Export Development Bank of Egypt | |
|---|---|---|---|
| Rates, terms & fees | |||
| Available online | No | Yes | No |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 19% Best | 20% | 23% |
| Min amount | EGP 5,000 Best | EGP 20,000 | EGP 30,000 |
| Max amount | EGP 3,000,000 Best | EGP 3,000,000 Best | EGP 1,000,000 |
| Min term | 1 yr | 1 yr | 1 yr |
| Max term | 15 yrs | 10 yrs | 8 yrs |
| Max DTI | — | 50% | 50% |
| Max financing | — | 100% | — |
| Zero down payment | No | Yes | No |
| Processing fee (%) | — | 2% | 2% |
| Processing fee (fixed) | — | EGP 250 | — |
| Early repayment penalty | — | 7% | — |
| Approval time | — | 0 days | — |
| Eligibility & requirements | |||
| Min monthly income | — | EGP 10,000 | — |
| Min age | 21 | 21 | 21 |
| Max age | 60 | 60 | 60 |
| Self-employed register months | — | — | 6 mo |
| Approved employer | Yes | No | No |
| Requires collateral | No | Yes | No |
| Life insurance | Yes | No | No |