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the united bank Bank Employees' Loan the united bank
Agricultural Bank of Egypt Employees Loan Agricultural Bank of Egypt 4.0
البنك التجاري الدولي-CIB Personal Loan البنك التجاري الدولي-CIB
Rates, terms & fees
Available onlineNo No No
Loan typePersonal Loan Personal Loan Personal Loan
Interest typeReducing Balance Reducing Balance Reducing Balance
Interest rate18% Best21% 23.5%
Min amountEGP 0 BestEGP 10,000 EGP 10,000
Max amountEGP 6,000,000 EGP 6,000,000 EGP 13,500,000 Best
Min termFlexible 1 yr 1 yr
Max term15 yrs 10 yrs 8 yrs
Max DTI 50% 50%
Max financing 100%
Zero down paymentNo Yes No
Processing fee (%) 2% 2%
Processing fee (fixed) EGP 200 EGP 200
Early repayment penalty 7%
Eligibility & requirements
Min monthly income EGP 3,000 BestEGP 10,000
Min age21 21 21
Max age60 65 60
Self-employed register months 24 mo
Approved employerNo No No
Requires collateralNo No No
Life insuranceNo No Yes
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