Market Today 18 Aug 2026
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Loans

Compare interest rates, amounts and terms across banks.

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3 products

Interest rate 14%
Loan amount EGP 2,000 – EGP 15,000
Term up to 18 mo
Type Personal Loan
Product details
Added Thursday 02 July 2026 - 11:26 AM Updated Monday 10 August 2026 - 12:54 PM
Rates, terms & fees

No data.

Eligibility & requirements

No data.

Our take 2.5
2.5 Banky rating

User ratings

Interest rate 23%
Loan amount EGP 5,000 – EGP 500,000
Term up to 10 yrs
Type Personal Loan
Product details
Added Thursday 02 July 2026 - 11:26 AM Updated Monday 10 August 2026 - 12:32 PM
Rates, terms & fees

No data.

Eligibility & requirements

No data.

Our take 3.5
3.5 Banky rating

Pros

  • A low minimum pension requirement—starting at 900 pounds—to obtain the loan.
  • Flexible repayment period of up to 10 years.
  • Funding is provided for pensioners, whether they retired early or upon reaching the statutory retirement age.

Cons

  • Pension Transfer Requirement for Better Terms: Preferential terms and the lowest interest rates are available to customers who commit to transferring their salary or pension, whereas interest rates are higher under the non-transfer program.
  • Imposition of administrative fees (typically ranging from 1% to 2% deducted from the total loan amount), in addition to insurance and credit inquiry fees.

User ratings

Interest rate 24%
Loan amount EGP 10,000 – EGP 6,000,000
Term up to 10 yrs
Type Personal Loan
Product details
Added Thursday 02 July 2026 - 11:26 AM Updated Monday 10 August 2026 - 12:26 PM
Rates, terms & fees

No data.

Eligibility & requirements

No data.

Our take 4.0
4.0 Banky rating

Pros

  • High maximum financing limit: Under certain programs designed for employees, the financing amount reaches up to 6 million pounds.
  • Extended repayment periods: Offers flexible installment options of up to 10 years (120 months) for employees.
  • Low minimum income requirement: The bank requires a minimum income starting at 3,000 EGP.
  • The loan includes mandatory life and death/partial disability insurance coverage for the entire financing period.

Cons

  • Administrative fees and commissions: Administrative fees are charged (usually ranging from 1% to 2% deducted from the total loan amount).
  • The bank may require a government guarantor or additional collateral for employees in unstable sectors or in private-sector entities not approved by the bank.

Our take

The personal loan from the Agricultural Bank of Egypt is considered an excellent solution for government employees and pensioners who wish to pay off large sums in installments over long periods.

User ratings