العربية

Golden Saving Account plus

Arab African International Bank · Savings · Egyptian Pound · 4.5 · Tuesday 04 August 2026 - 02:03 PM

The Golden Savings Account is a good option for individuals with high liquidity.

Interest rate
11.25% – 16.75%
Min. opening deposit
EGP 50,000
Monthly fee
EGP 50

Returns

Interest type
Fixed
Base rate
11.25%
Max rate
16.75%
Payout
Multiple
Rate tiers
  1. EGP 50,000 – EGP 499,999 Monthly
    11.25%
    You are here
  2. EGP 50,000 – EGP 499,999 Quarterly
    11.4%
  3. EGP 50,000 – EGP 499,999 Semi-Annually
    11.55%
  4. EGP 50,000 – EGP 499,999 Annually
    11.75%
  5. EGP 500,000 – EGP 999,999 Monthly
    13.5%
  6. EGP 500,000 – EGP 999,999 Quarterly
    13.65%
  7. EGP 500,000 – EGP 999,999 Semi-Annually
    13.8%
  8. EGP 500,000 – EGP 999,999 Annually
    14%
  9. EGP 1,000,000 – EGP 4,999,999 Monthly
    14.75%
  10. EGP 1,000,000 – EGP 4,999,999 Quarterly
    14.9%
  11. EGP 1,000,000 – EGP 4,999,999 Semi-Annually
    15.05%
  12. EGP 1,000,000 – EGP 4,999,999 Annually
    15.25%
  13. EGP 5,000,000 – EGP 9,999,999 Monthly
    15.5%
  14. EGP 5,000,000 – EGP 9,999,999 Quarterly
    15.65%
  15. EGP 5,000,000 – EGP 9,999,999 Semi-Annually
    15.8%
  16. EGP 5,000,000 – EGP 9,999,999 Annually
    16%
  17. EGP 10,000,000 – EGP 19,999,999 Monthly
    15.75%
  18. EGP 10,000,000 – EGP 19,999,999 Quarterly
    15.9%
  19. EGP 10,000,000 – EGP 19,999,999 Semi-Annually
    16.05%
  20. EGP 10,000,000 – EGP 19,999,999 Annually
    16.25%
  21. ≥ EGP 20,000,000 Monthly
    16.25%
  22. ≥ EGP 20,000,000 Quarterly
    16.4%
  23. ≥ EGP 20,000,000 Semi-Annually
    16.55%
  24. ≥ EGP 20,000,000 Annually
    16.75%

Balance & withdrawals

Min opening deposit
EGP 50,000
Min balance for interest
EGP 50,000
Max withdrawals/mo
100000
Overdraft allowed
No

Fees

Opening fee
EGP 150
Monthly fee
EGP 50
Quarterly fee
EGP 150
Below-minimum fee
EGP 100

Features & requirements

ATM card
Yes
Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
Yes
Minor account
No

Do the maths

Golden Saving Account plus

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Interest-bearing savings account with the flexibility to choose the return payout frequency.
  • Ability to obtain credit facilities
  • The account is available in Egyptian pounds as well as foreign currencies (US Dollar, British Pound, and Euro).
  • Option to issue a debit card and use online and mobile banking services as well as ATMs (for transfers, deposits, bill payments, etc.).

Cons

  • High minimum requirement to open an account: The minimum amount to open an account is 20,000 pounds.
  • Calculation of return based on the lowest monthly balance: The return is calculated based on the lowest balance recorded in the account during the month, rather than the daily balance.
  • Low returns for initial tiers: Lower tiers (below 100,000 pounds) offer relatively low rates of return.
  • For individuals only: The account cannot be opened in the name of companies or institutions.

Our take

The Golden Savings Account is a good option for individuals with high liquidity.

Compare

Alternatives at a glance
Golden Saving Account plus Arab African International Bank This oneSuper Daily Plus Savings Account bank nxt ميد برايم MID BANK Mega Saving Account banque du caire
Interest rate
11.25% – 16.75% 11% – 15.25% 2.75% – 18.5% 11% – 17.75%
Min. opening deposit
EGP 50,000 EGP 5,000 EGP 5,000 EGP 5,000
Monthly fee
EGP 50 EGP 0 EGP 0 EGP 0
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Added Tuesday 04 August 2026 - 01:51 PM Updated Tuesday 04 August 2026 - 02:03 PM