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Excellence Daily Interest-Bearing Current Account

saib bank · Savings · Egyptian Pound · 4.0 · Tuesday 18 August 2026 - 11:19 AM

A daily-interest account offering up to 16.5% annually, tailored for high-balance customers seeking strong returns and liquidity.

Interest rate
14% – 16.5%
Min. opening deposit
EGP 20,000
Monthly fee
EGP 0

Returns

Interest type
Fixed
Base rate
14%
Max rate
16.5%
Payout
Daily
Rate tiers
  1. EGP 1,500,000 – EGP 4,999,999
    14%
  2. EGP 5,000,000 – EGP 9,999,999
    14.75%
  3. EGP 10,000,000 – EGP 29,999,999
    15.5%
  4. EGP 30,000,000 – EGP 39,999,999
    15.75%
  5. EGP 40,000,000 – EGP 49,999,999
    16%
  6. EGP 50,000,000 – EGP 99,999,999
    16.25%
  7. ≥ EGP 100,000,000
    16.5%

Balance & withdrawals

Min opening deposit
EGP 20,000
Min balance for interest
EGP 1,500,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
No
Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

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Excellence Daily Interest-Bearing Current Account

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Our take 4.0

4.0 Banky rating

Our take

saib's Excellence Daily Account is designed for high-net-worth customers, offering a competitive annual return of up to 16.5% with daily interest payments. The account combines liquidity and attractive returns for large balances, but its high minimum balance requirement of EGP 1.5 million to earn interest makes it less suitable for average savers.

A daily-interest account offering up to 16.5% annually, tailored for high-balance customers seeking strong returns and liquidity.

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Alternatives at a glance
Excellence Daily Interest-Bearing Current Account saib bank This oneMonthly Saving Plus account bank nxt Sitara Plus Savings Account saib bank ميد برايم MID BANK
Interest rate
14% – 16.5% 13% – 18% 12.5% – 15.75% 2.75% – 18.5%
Min. opening deposit
EGP 20,000 EGP 5,000 EGP 20,000 EGP 5,000
Monthly fee
EGP 0 EGP 0 EGP 40 EGP 0
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Added Tuesday 18 August 2026 - 11:11 AM Updated Tuesday 18 August 2026 - 11:19 AM