Current account with interest
The Interest-Bearing Current Account is suitable for individuals and companies seeking daily banking flexibility while earning monthly interest, particularly those able to maintain balances of EGP 500,000 or more.
- Interest rate
- 1% – 2.5%
- Min. opening deposit
- EGP 0
- Monthly fee
- EGP 0
Returns
- Interest type
- Floating
- Base rate
- 1%
- Max rate
- 2.5%
- Payout
- Monthly
Balance & withdrawals
- Min opening deposit
- EGP 0
- Min balance for interest
- EGP 100,000
- Overdraft allowed
- No
Fees
- Opening fee
- EGP 0
- Monthly fee
- EGP 0
- Quarterly fee
- EGP 0
- Below-minimum fee
- EGP 0
Features & requirements
- ATM card
- Yes
- Debit card
- Yes
- Online banking
- Yes
- Mobile banking
- Yes
- Joint account
- No
- Minor account
- No
Do the maths
Our take
Pros
- Flexible transactions: Customers can make unlimited cash or cheque deposits and withdrawals, issue and collect cheques, and transfer funds.
- Debit card: Customers can obtain a debit card for ATM withdrawals and local and international purchases.
- Free credit card payment: Customers can pay their credit card balance without fees.
Cons
- Limited maximum return: Even balances exceeding EGP 10 million receive a monthly return of only 2.50% according to the provided rates.
- Additional corporate documentation: Companies are required to provide several documents, including commercial registration, tax card, articles of association, and relevant board or general assembly minutes where applicable.
Our take
The Interest-Bearing Current Account is suitable for individuals and companies seeking daily banking flexibility while earning monthly interest, particularly those able to maintain balances of EGP 500,000 or more.
The Interest-Bearing Current Account is suitable for individuals and companies seeking daily banking flexibility while earning monthly interest, particularly those able to maintain balances of EGP 500,000 or more.
Compare
| Current account with interest SUEZ CANAL BANK This one | Current account with monthly interest Emirates NBD | infinity account SUEZ CANAL BANK | Ahlan Digital Account Credit Agricole Egypt |
|---|---|---|---|
| Interest rate | |||
| 1% – 2.5% | 1% – 6% Interest rate (Tiered) | 18% | 15.75% |
| Min. opening deposit | |||
| EGP 0 | EGP 0 | EGP 0 | EGP 500 |
| Monthly fee | |||
| EGP 0 | EGP 0 | EGP 0 | EGP 0 |
Added Tuesday 18 August 2026 - 11:59 AM Updated Tuesday 18 August 2026 - 12:03 PM