Egyptian Savings Account

Housing and Development Bank · Savings · Egyptian Pound · 4.0 · Tuesday 18 August 2026 - 12:24 PM

A women-focused savings account offering daily returns up to 13% with a low minimum balance requirement of EGP 5,000.

Interest rate
8% – 13%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Returns

Interest type
Fixed
Base rate
8%
Max rate
13%
Payout
Daily
Rate tiers
  1. EGP 5,000 – EGP 150,000
    8%
    You are here
  2. EGP 150,001 – EGP 500,000
    10%
  3. EGP 500,001 – EGP 1,000,000
    11%
  4. ≥ EGP 1,000,001
    13%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 5,000
Overdraft allowed
No

Fees

Opening fee
EGP 60
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
No
Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

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Egyptian Savings Account

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Our take 4.0

4.0 Banky rating

Our take

Housing and Development Bank's "Masriya" Savings Account is specifically designed for women, combining liquidity with a tiered daily return of up to 13% annually. With a low minimum balance of EGP 5,000 to open the account and earn interest, it is well-suited for women seeking a flexible savings solution with attractive benefits.

A women-focused savings account offering daily returns up to 13% with a low minimum balance requirement of EGP 5,000.

Compare

Alternatives at a glance
Egyptian Savings Account Housing and Development Bank This one Saving Account National Bank of Egypt Wafa Premium Account Attijariwafa bank Egypt star the united bank
Interest rate
8% – 13% 7.5% – 11.5% 9% – 18% 10.5% – 13.75%
Min. opening deposit
EGP 5,000 EGP 5,000 EGP 20,000 EGP 100,000
Monthly fee
EGP 0 EGP 30 EGP 0 EGP 0
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Added Tuesday 18 August 2026 - 12:21 PM Updated Tuesday 18 August 2026 - 12:24 PM