Business Savings Account
A business-oriented account offering monthly returns of up to 14% while combining savings features with cheque-book access.
- Interest rate
- 9% – 14%
- Min. opening deposit
- EGP 5,000
- Monthly fee
- EGP 0
Returns
- Interest type
- Fixed
- Base rate
- 9%
- Max rate
- 14%
- Payout
- Monthly
- EGP 5,000 – EGP 149,9999%You are here
- EGP 150,000 – EGP 499,99911%
- EGP 500,000 – EGP 999,99912%
- ≥ EGP 1,000,00014%
Rate tiers
Balance & withdrawals
- Min opening deposit
- EGP 5,000
- Min balance for interest
- EGP 5,000
- Overdraft allowed
- No
Fees
- Opening fee
- EGP 0
- Monthly fee
- EGP 0
- Quarterly fee
- EGP 0
- Below-minimum fee
- EGP 0
Features & requirements
- ATM card
- No
- Debit card
- No
- Online banking
- Yes
- Mobile banking
- Yes
- Joint account
- No
- Minor account
- No
Do the maths
Our take
Our take
Housing and Development Bank's Business Savings Account is designed for business owners seeking a combination of savings benefits and current account flexibility. The account offers tiered monthly returns of up to 14% annually while allowing customers to issue cheques, making it a practical solution for managing business liquidity and earning returns.
A business-oriented account offering monthly returns of up to 14% while combining savings features with cheque-book access.
Compare
| Business Savings Account Housing and Development Bank This one | Wafa Premium Account Attijariwafa bank Egypt | Saving Account National Bank of Egypt | star the united bank |
|---|---|---|---|
| Interest rate | |||
| 9% – 14% | 9% – 18% | 7.5% – 11.5% | 10.5% – 13.75% |
| Min. opening deposit | |||
| EGP 5,000 | EGP 20,000 | EGP 5,000 | EGP 100,000 |
| Monthly fee | |||
| EGP 0 | EGP 0 | EGP 30 | EGP 0 |
Added Tuesday 18 August 2026 - 12:54 PM Updated Tuesday 18 August 2026 - 12:57 PM