Traditional savings account (Ajyal package)

the united bank · Savings · Egyptian Pound · 4.0 · Tuesday 18 August 2026 - 01:42 PM

A strong youth-focused account offering a high return along with diverse banking and digital benefits.

Interest rate
13.25%
Min. opening deposit
EGP 1,000
Monthly fee
EGP 0

Returns

Interest type
Fixed
Base rate
13.25%
Max rate
13.25%
Payout
Monthly

Balance & withdrawals

Min opening deposit
EGP 1,000
Min balance for interest
EGP 1,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
Yes
Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

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Traditional savings account (Ajyal package)

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Our take 4.0

4.0 Banky rating

Pros

  • High 13.25% annual return paid monthly.
  • prepaid card, free debit card,

Cons

  • Limited to customers aged 14 to 25.

Our take

Agyal is one of the strongest accounts in the list for young customers, combining a high monthly return, a low minimum balance and additional banking and digital benefits. Its main limitation is the strict age eligibility of 14 to 25

A strong youth-focused account offering a high return along with diverse banking and digital benefits.

Compare

Alternatives at a glance
Traditional savings account (Ajyal package) the united bank This oneMonthly Saving Plus account bank nxt Sitara Plus Savings Account saib bank ميد برايم MID BANK
Interest rate
13.25% 13% – 18% 12.5% – 15.75% 2.75% – 18.5%
Min. opening deposit
EGP 1,000 EGP 5,000 EGP 20,000 EGP 5,000
Monthly fee
EGP 0 EGP 0 EGP 40 EGP 0
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 01:42 PM Updated Tuesday 18 August 2026 - 01:42 PM