Investment account for financial inclusion clients

the united bank · Savings · Egyptian Pound · Tuesday 18 August 2026 - 02:27 PM

A suitable option for customers with smaller balances and limited transactions due to its accessible requirements.

Interest rate
14%
Min. opening deposit
EGP 1,000
Monthly fee
EGP 0

Returns

Interest type
Fixed
Base rate
14%
Max rate
14%
Payout
Quarterly

Balance & withdrawals

Min opening deposit
EGP 1,000
Min balance for interest
EGP 1,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
Yes
Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

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Investment account for financial inclusion clients

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Our take

Pros

  • Can be opened with no minimum balance.
  • 14% annual return paid quarterly.

Cons

  • Maximum balance of EGP 300,000 for individuals.

Our take

This account is attractive for financial inclusion, offering a relatively high return without requiring a minimum opening balance. However, balance and transaction limits make it less suitable for high-balance customers or intensive banking needs.

A suitable option for customers with smaller balances and limited transactions due to its accessible requirements.

Compare

Alternatives at a glance
Investment account for financial inclusion clients the united bank This oneMonthly Saving Plus account bank nxt Sitara Plus Savings Account saib bank ميد برايم MID BANK
Interest rate
14% 13% – 18% 12.5% – 15.75% 2.75% – 18.5%
Min. opening deposit
EGP 1,000 EGP 5,000 EGP 20,000 EGP 5,000
Monthly fee
EGP 0 EGP 0 EGP 40 EGP 0
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Added Tuesday 18 August 2026 - 02:27 PM Updated Tuesday 18 August 2026 - 02:27 PM