Traditional investment account

the united bank · Savings · Egyptian Pound · 4.0 · Tuesday 18 August 2026 - 02:34 PM
Interest rate
11% – 13%
Min. opening deposit
EGP 1,000
Monthly fee
EGP 0

Returns

Interest type
Fixed
Base rate
11%
Max rate
13%
Payout
Quarterly
Rate tiers
  1. EGP 1,000 – EGP 24,999
    11%
    You are here
  2. EGP 25,000 – EGP 99,999
    11%
  3. EGP 100,000 – EGP 499,999
    12%
  4. EGP 500,000 – EGP 999,999
    12%
  5. EGP 1,000,000 – EGP 2,999,999
    12.5%
  6. EGP 3,000,000 – EGP 4,999,999
    12.5%
  7. EGP 5,000,000 – EGP 9,999,999
    12.5%
  8. EGP 10,000,000 – EGP 19,999,999
    12.5%
  9. EGP 20,000,000 – EGP 39,999,999
    13%
  10. ≥ EGP 40,000,000
    13%

Balance & withdrawals

Min opening deposit
EGP 1,000
Min balance for interest
EGP 1,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
Yes
Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

Do the maths

Traditional investment account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Cons

  • The top 13% return requires a very high balance starting from EGP 20 million.

Our take

The account is a good choice for customers seeking a combination of return and traditional banking services, especially with foreign-currency availability. However, it is less competitive for customers focused solely on maximizing returns or receiving monthly income.

Compare

Alternatives at a glance
Traditional investment account the united bank This oneSuper Daily Plus Savings Account bank nxt ميد برايم MID BANK Mega Saving Account banque du caire
Interest rate
11% – 13% 11% – 15.25% 2.75% – 18.5% 11% – 17.75%
Min. opening deposit
EGP 1,000 EGP 5,000 EGP 5,000 EGP 5,000
Monthly fee
EGP 0 EGP 0 EGP 0 EGP 0
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Added Tuesday 18 August 2026 - 02:29 PM Updated Tuesday 18 August 2026 - 02:34 PM