العربية
Islamic

Albaraka Daily Investment Account

Al Baraka Bank Egypt · Savings · Islamic · Egyptian Pound · 4.5 · Wednesday 19 August 2026 - 01:13 PM

A flexible account with a variable return of up to 15.50%, calculated daily and paid monthly, suitable for individuals and businesses.

Interest rate
4% – 15.5%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Returns

Interest type
Floating
Base rate
4%
Max rate
15.5%
Payout
Monthly
Rate tiers
  1. EGP 50,000 – EGP 499,999
    4%
  2. EGP 500,000 – EGP 999,999
    6%
  3. EGP 1,000,000 – EGP 4,999,999
    9.75%
  4. EGP 5,000,000 – EGP 9,999,999
    11.5%
  5. EGP 10,000,000 – EGP 49,999,999
    12.5%
  6. EGP 50,000,000 – EGP 199,999,999
    14.5%
  7. ≥ EGP 200,000,000
    15.5%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 0
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
No
Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

Do the maths

Albaraka Daily Investment Account

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • A cheque book can be issued
  • Customers can manage their account and subscribe to the service through online banking

Cons

  • Minimum balance required to earn interest: EGP 50,000, before applying the variable interest rate.

Our take

Al Baraka Daily Investment Account offers a variable return of up to 15.50%, calculated daily and credited monthly, making it suitable for customers seeking both liquidity and returns on their balances. The account also provides online banking services and the option to issue a cheque book.

A flexible account with a variable return of up to 15.50%, calculated daily and paid monthly, suitable for individuals and businesses.

Compare

Alternatives at a glance
Albaraka Daily Investment Account Al Baraka Bank Egypt This oneAl Ghina Abu Dhabi Islamic Bank Egypt حساب الحصاد Kuwait Finance House Egypt حساب التوفير السنوي Al Baraka Bank Egypt
Interest rate
4% – 15.5% 5% – 16.5% Interest rate (Tiered)5% 3% – 9%
Min. opening deposit
EGP 5,000 EGP 250,000 EGP 5,000 EGP 3,000
Monthly fee
EGP 0 EGP 30 EGP 0 EGP 0
Compare with 3 similar savings

Added Wednesday 19 August 2026 - 12:22 PM Updated Wednesday 19 August 2026 - 01:13 PM