العربية
Islamic

yawmi plus account

Al Baraka Bank Egypt · Savings · Islamic · Egyptian Pound · 4.4 · Wednesday 19 August 2026 - 01:13 PM

A flexible account with a variable return of up to 15%, calculated and credited daily, suitable for individuals and businesses

Interest rate
3.5% – 15%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Returns

Interest type
Floating
Base rate
3.5%
Max rate
15%
Payout
Daily
Rate tiers
  1. EGP 50,000 – EGP 499,999
    3.5%
  2. EGP 500,000 – EGP 999,999
    5.5%
  3. EGP 1,000,000 – EGP 4,999,999
    9.25%
  4. EGP 5,000,000 – EGP 9,999,999
    11%
  5. EGP 10,000,000 – EGP 49,999,999
    12%
  6. EGP 50,000,000 – EGP 199,999,999
    14%
  7. ≥ EGP 2,000,000,000
    15%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 50,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
No
Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

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yawmi plus account

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Our take 4.4

4.4 Banky rating

Pros

  • A cheque book can be issued
  • Customers can manage their account and subscribe to the service through online banking

Cons

  • Minimum balance required to earn interest: EGP 50,000, before applying the variable interest rate.

Our take

yawmi Plus Account offers a variable annual return of up to 15%, calculated and credited daily, providing customers with flexibility while earning returns on their balances. It also offers online banking services and cheque book issuance, and is available to both individuals and businesses.

A flexible account with a variable return of up to 15%, calculated and credited daily, suitable for individuals and businesses

Compare

Alternatives at a glance
yawmi plus account Al Baraka Bank Egypt This oneAl Ghina Abu Dhabi Islamic Bank Egypt حساب التوفير اليومي Kuwait Finance House Egypt حساب التوفير السنوي Al Baraka Bank Egypt
Interest rate
3.5% – 15% 5% – 16.5% Interest rate (Tiered)3% – 4% 3% – 9%
Min. opening deposit
EGP 5,000 EGP 250,000 EGP 1,000 EGP 3,000
Monthly fee
EGP 0 EGP 30 EGP 0 EGP 0
Compare with 3 similar savings

Added Wednesday 19 August 2026 - 12:35 PM Updated Wednesday 19 August 2026 - 01:13 PM