العربية

Daily savings account

QNB EGYPT · Savings · Egyptian Pound · 3.0 · Wednesday 19 August 2026 - 12:56 PM

A flexible savings account with progressive returns, but it becomes more attractive mainly for customers maintaining higher balances.

Interest rate
0.25% – 5%
Min. opening deposit
EGP 50,000
Monthly fee
EGP 0

Returns

Interest type
Fixed
Base rate
0.25%
Max rate
5%
Payout
Daily
Rate tiers
  1. EGP 50,000 – EGP 99,999
    0.25%
    You are here
  2. EGP 100,000 – EGP 499,999
    0.5%
  3. EGP 500,000 – EGP 999,999
    1%
  4. EGP 1,000,000 – EGP 4,999,999
    3%
  5. ≥ EGP 5,000,000
    5%

Balance & withdrawals

Min opening deposit
EGP 50,000
Min balance for interest
EGP 50,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
Yes
Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

Do the maths

Daily savings account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Flexible transactions: Customers can make regular transactions while earning interest on the eligible daily balance.
  • 24/7 banking access: Customers can manage their accounts through digital banking services and debit cards.

Cons

  • Relatively low return
  • Low initial tiers: Balances below EGP 100,000 earn very low interest rates

Our take

QNB’s “Youmati Savings” is a flexible option for customers seeking a savings account with progressive returns as their balance grows. However, it is less attractive for small and medium-sized savers due to the low rates offered in the initial tiers.

A flexible savings account with progressive returns, but it becomes more attractive mainly for customers maintaining higher balances.

Compare

Alternatives at a glance
Daily savings account QNB EGYPT This oneCurrent account with monthly interest Emirates NBD infinity account SUEZ CANAL BANK Ahlan Digital Account Credit Agricole Egypt
Interest rate
0.25% – 5% 1% – 6% Interest rate (Tiered)18% 15.75%
Min. opening deposit
EGP 50,000 EGP 0 EGP 0 EGP 500
Monthly fee
EGP 0 EGP 0 EGP 0 EGP 0
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Added Wednesday 19 August 2026 - 12:54 PM Updated Wednesday 19 August 2026 - 12:56 PM