Current account with interest
A flexible current account that offers interest, but its 2.50% return is relatively low compared with other savings alternatives.
- Interest rate
- 2.5%
- Min. opening deposit
- EGP 10,000
- Monthly fee
- EGP 0
Returns
- Interest type
- Fixed
- Base rate
- 2.5%
- Max rate
- 2.5%
- Payout
- Monthly
Balance & withdrawals
- Min opening deposit
- EGP 10,000
- Min balance for interest
- EGP 10,000
- Overdraft allowed
- No
Fees
- Opening fee
- EGP 0
- Monthly fee
- EGP 0
- Quarterly fee
- EGP 0
- Below-minimum fee
- EGP 0
Features & requirements
- ATM card
- Yes
- Debit card
- Yes
- Online banking
- Yes
- Mobile banking
- Yes
- Joint account
- No
- Minor account
- No
Do the maths
Our take
Pros
- Combines liquidity and returns
- Flexible banking access: Customers can use checks, debit cards and digital banking services, with 24/7 access to their account
Cons
- Limited return
Our take
QNB’s Interest-Bearing Current Account is suitable for customers who value liquidity and frequent banking transactions while earning interest on their balance. However, its 2.50% return makes it less attractive for customers primarily seeking higher savings returns.
A flexible current account that offers interest, but its 2.50% return is relatively low compared with other savings alternatives.
Compare
| Current account with interest QNB EGYPT This one | حساب التوفير MID BANK | Everyday Savers البنك التجاري الدولي-CIB | Current account with monthly interest Emirates NBD |
|---|---|---|---|
| Interest rate | |||
| 2.5% | 2.75% – 5.75% | 2% – 10% | 1% – 6% Interest rate (Tiered) |
| Min. opening deposit | |||
| EGP 10,000 | EGP 4,997 | EGP 20,000 | EGP 0 |
| Monthly fee | |||
| EGP 0 | EGP 0 | EGP 0 | EGP 0 |
Added Wednesday 19 August 2026 - 01:12 PM Updated Wednesday 19 August 2026 - 01:12 PM