العربية
Market Today 18 Aug 2026

Saving Plus Annual Account

bank nxt · Savings · Egyptian Pound · 3.5 · Wednesday 12 August 2026 - 12:43 PM

A savings account offering an 8% annual return, suitable for customers seeking a fixed return with easy access to their savings through a debit card and ATMs

Interest rate
8%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Banky Analysis

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Interest type
Fixed
Base rate
8%
Payout
Annually
Rate tiers
  1. < EGP 50,000
    0.16%
    You are here
  2. EGP 50,000 – EGP 250,000
    0.18%
  3. ≥ EGP 250,000
    0.2%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 0
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
No
Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

Do the maths

Saving Plus Annual Account

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • The ability to make cash withdrawals or check your balance using the card through the bank’s ATM network or other banks’ ATM networks.
  • The ability to use the debit card locally.

Cons

  • Ensure that the account balance remains above the announced minimum balance throughout the month to avoid monthly fees.

Our take

The Annual Plus Savings Account is a suitable option for customers who prefer a fixed annual return of 8% while maintaining convenient access to their savings. With a minimum opening balance of EGP 5,000, the account also offers cash withdrawals and balance inquiries through ATMs, as well as local debit card usage, making it a simple and practical option for long-term savings.

A savings account offering an 8% annual return, suitable for customers seeking a fixed return with easy access to their savings through a debit card and ATMs

Compare

Alternatives at a glance
Saving Plus Annual Account bank nxt This oneCurrent account with monthly interest Emirates NBD infinity account SUEZ CANAL BANK Ahlan Digital Account Credit Agricole Egypt
Interest rate
8% 1% – 6% Interest rate (Tiered)18% 15.75%
Min. opening deposit
EGP 5,000 EGP 0 EGP 0 EGP 500
Monthly fee
EGP 0 EGP 0 EGP 0 EGP 0
Compare with 3 similar savings

Added Tuesday 19 May 2026 - 09:34 PM Updated Wednesday 12 August 2026 - 12:43 PM