العربية
Market Today 18 Aug 2026

365 Current Account

MID BANK · Savings · Egyptian Pound · 4.8 · Wednesday 19 August 2026 - 09:55 PM

A current account with daily interest for individuals and companies, offering cheque and debit card facilities, transfers, and bill payments. Interest is calculated on balances starting from EGP 50,000 for individuals and EGP 1,000,000 for companies.

Interest rate
10.5% – 17%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Banky Analysis

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Interest type
Fixed
Base rate
10.5%
Max rate
17%
Payout
Daily
Rate tiers
  1. < EGP 50,000
    0.16%
    You are here
  2. EGP 50,000 – EGP 250,000
    0.18%
  3. ≥ EGP 250,000
    0.2%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 50,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
No
Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

Do the maths

365 Current Account

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.8

4.8 Banky rating

Pros

  • Standing instructions can be set on the account.
  • Two free cheque books can be issued, with cheque collection available at no additional charge.

Cons

  • Interest is calculated on balances starting from EGP 50,000 for individuals and EGP 1,000,000 for companies

Our take

The 365 Current Account is an EGP current account available to individuals and companies, with interest calculated and credited daily. It offers various banking facilities, including cheque and debit card transactions, transfers, bill payments, standing instructions, and free cheque books. However, interest calculation starts from EGP 50,000 for individuals and EGP 1,000,000 for companies.

A current account with daily interest for individuals and companies, offering cheque and debit card facilities, transfers, and bill payments. Interest is calculated on balances starting from EGP 50,000 for individuals and EGP 1,000,000 for companies.

Compare

Alternatives at a glance
365 Current Account MID BANK This oneCurrent account with monthly interest Emirates NBD infinity account SUEZ CANAL BANK Ahlan Digital Account Credit Agricole Egypt
Interest rate
10.5% – 17% 1% – 6% Interest rate (Tiered)18% 15.75%
Min. opening deposit
EGP 5,000 EGP 0 EGP 0 EGP 500
Monthly fee
EGP 0 EGP 0 EGP 0 EGP 0
Compare with 3 similar savings

Added Tuesday 19 May 2026 - 09:44 PM Updated Wednesday 19 August 2026 - 09:55 PM