Wafa Premium Account
- Interest rate
- 9% – 18%
- Min. opening deposit
- EGP 20,000
- Monthly fee
- EGP 0
Banky Analysis
1.7/5
Not for you if
- Grow my savings the most
- Net yield after fees lower than average
- I want to start with a small amount
- I want an account with banking features
- More banking features than average
What's good
- No maintenance fees
All of this is measured against products in EGP only
Last checked Saturday 01 August 2026 - 11:13 PM
Returns
- Interest type
- Fixed
- Base rate
- 9%
- Max rate
- 18%
- Payout
- Monthly
- EGP 50,000 – EGP 149,9999%
- EGP 150,000 – EGP 499,99911%
- EGP 500,000 – EGP 999,99913%
- EGP 1,000,000 – EGP 4,999,99915%
- EGP 5,000,000 – EGP 14,999,99916.5%
- EGP 15,000,000 – EGP 49,999,99917%
- EGP 50,000,000 – EGP 99,999,99917.25%
- ≥ EGP 100,000,00017.75%
Rate tiers
Balance & withdrawals
- Min opening deposit
- EGP 20,000
- Min balance for interest
- EGP 50,000
- Overdraft allowed
- No
Fees
- Opening fee
- EGP 0
- Monthly fee
- EGP 0
- Quarterly fee
- EGP 0
- Below-minimum fee
- EGP 0
Features & requirements
- ATM card
- No
- Debit card
- Yes
- Online banking
- Yes
- Mobile banking
- Yes
- Joint account
- No
- Minor account
- No
Do the maths
Our take
Pros
- Debit card issuance is available
- Account statements can be issued
Cons
- Checkbook issuance is not available.
Our take
Wafa Premium Monthly Savings Account is suitable for customers seeking monthly returns, with a minimum opening balance of EGP 20,000 and a minimum balance of EGP 50,000 to earn a return. Returns reach up to 17.75% depending on the balance tier, with debit card and account statement issuance available, while checkbook issuance is not available.
Compare
| Wafa Premium Account Attijariwafa bank Egypt This one | Saving Account National Bank of Egypt | star the united bank | Super Daily Plus Savings Account bank nxt |
|---|---|---|---|
| Interest rate | |||
| 9% – 18% | 7.5% – 11.5% | 10.5% – 13.75% | 11% – 15.25% |
| Min. opening deposit | |||
| EGP 20,000 | EGP 5,000 | EGP 100,000 | EGP 5,000 |
| Monthly fee | |||
| EGP 0 | EGP 30 | EGP 0 | EGP 0 |
Added Tuesday 19 May 2026 - 09:51 PM Updated Wednesday 19 August 2026 - 08:37 AM