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Market Today 18 Aug 2026

Savings Accounts

saib bank · Savings · Egyptian Pound · Monday 27 July 2026 - 06:09 PM

A savings account designed for medium and high-balance customers, offering flexible interest payouts and comprehensive banking services.

Interest rate
0.25% – 5%
Min. opening deposit
EGP 20,000
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Saturday 01 August 2026 - 11:13 PM

Returns

Interest type
Fixed
Base rate
0.25%
Max rate
5%
Payout
Upfront
Rate tiers
  1. EGP 15,000 – EGP 49,999 Quarterly
    0.25%
    You are here
  2. EGP 50,000 – EGP 149,999 Monthly
    0.5%
  3. EGP 50,000 – EGP 149,999 Quarterly
    0.75%
  4. EGP 150,000 – EGP 499,999 Monthly
    0.75%
  5. EGP 150,000 – EGP 499,999 Quarterly
    1%
  6. EGP 500,000 – EGP 999,999 Monthly
    2%
  7. EGP 500,000 – EGP 999,999 Quarterly
    3%
  8. EGP 1,000,000 – EGP 1,999,999 Monthly
    2.5%
  9. EGP 1,000,000 – EGP 1,999,999 Quarterly
    3%
  10. EGP 2,000,000 – EGP 4,999,999 Monthly
    3%
  11. EGP 2,000,000 – EGP 4,999,999 Quarterly
    3%
  12. EGP 5,000,000 – EGP 9,999,999 Monthly
    4%
  13. EGP 5,000,000 – EGP 9,999,999 Quarterly
    3.5%
  14. EGP 10,000,000 – EGP 14,999,999 Monthly
    4%
  15. EGP 10,000,000 – EGP 14,999,999 Quarterly
    4%
  16. ≥ EGP 15,000,000 Monthly
    5%
  17. ≥ EGP 15,000,000 Quarterly
    5%

Balance & withdrawals

Min opening deposit
EGP 20,000
Min balance for interest
EGP 15,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

ATM card
Yes
Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No

Do the maths

Savings Accounts

See how regular monthly deposits grow your balance over time.

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Our take

Our take

The EGP Savings Account from saib is a suitable option for customers maintaining medium to high balances, offering flexible interest payout frequencies and convenient digital banking services. However, the minimum balance requirements for account opening and interest eligibility may be less attractive for small savers.

A savings account designed for medium and high-balance customers, offering flexible interest payouts and comprehensive banking services.

Compare

Alternatives at a glance
Savings Accounts saib bank This oneCurrent account with monthly interest Emirates NBD infinity account SUEZ CANAL BANK Ahlan Digital Account Credit Agricole Egypt
Interest rate
0.25% – 5% 1% – 6% Interest rate (Tiered)18% 15.75%
Min. opening deposit
EGP 20,000 EGP 0 EGP 0 EGP 500
Monthly fee
EGP 0 EGP 0 EGP 0 EGP 0
Compare with 3 similar savings

Added Sunday 19 July 2026 - 02:58 PM Updated Monday 27 July 2026 - 06:09 PM