Credit card eligibility
Find the card tiers you qualify for and an estimated credit limit.
About this calculator
Estimate your credit-card eligibility and approximate limit from income, obligations and the requested card tier.
Indicative only — the actual limit is set by the bank after a credit inquiry and file review.
FAQs
How do banks set the credit limit?
Usually as a multiple of net monthly income after obligations, shaped by card tier, credit record and bank policy.
What differs between card tiers?
Higher tiers (gold/platinum) carry bigger limits and perks against higher income requirements and annual fees — compare tiers on the cards pages.
Does using this tool affect my credit record?
Not at all — no credit inquiry happens here. Inquiries occur only when you actually apply at a bank.