Deposit return
Calculate your deposit's maturity value and net profit after tax.
About this calculator
Compute a time-deposit's return from amount, tenor, annual rate and payout frequency — monthly, quarterly or at maturity.
Payout frequency changes the effective outcome, so compare deposits on the same frequency.
FAQs
How does payout frequency affect the return?
Periodic payouts (monthly/quarterly) give liquidity during the term but usually at a lower advertised rate than at-maturity payout for the same deposit.
What happens if I break the deposit early?
Banks apply differing break terms — often a reduced or zero rate for the elapsed period. Check the bank's terms before booking.
Is the shown return net of tax?
The calculator shows the return before any deductions; tax treatment follows the rules in force when booking.