Loan eligibility
Check your debt-to-income ratio and how many loan products you qualify for.
About this calculator
This tool computes your debt-to-income ratio (DTI) — current installments over monthly income — for a quick read on your loan eligibility before applying.
The result is indicative only: every bank applies its own credit policy and makes the final decision after reviewing your file.
FAQs
What is the debt-to-income (DTI) ratio?
Your current monthly installments divided by your monthly income. The lower it is, the more room banks see for a new installment.
What DTI do banks in Egypt accept?
It varies by bank and product — commonly somewhere between roughly a third and half of income. Check the specific bank's terms.
Does the result mean the bank will approve me?
No — it is a preliminary estimate. Approval is the bank's credit decision based on your documents, credit record and policy at application time.